The comprehensive cost rate of financial enterprises, also called comprehensive cost rate, is the core data used by financial enterprises to calculate operating costs, including company operations, salaries and other expenses.

1, when the comprehensive cost rate is 100%, it means that revenue and expenditure are equal, and there is no underwriting profit or underwriting loss.

2. The comprehensive cost rate, including payout ratio and expense rate, is the main standard to measure the profitability of the property insurance industry. The lower the comprehensive cost ratio, the stronger the profitability of property insurance companies.