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2023 fictitious loan contract
Five fictitious loan contracts in 2023

State organs, social organizations, schools, scientific research institutes and other units that implement budgetary allocations actually have no right to apply for loans from financial institutions. So do you know what the current contract is like? I am here to share with you some fictitious loan contracts in 2023, hoping to help you.

2023 Virtual Loan Contract 1 Borrower: (Party A)

Lender: (Party B)

In accordance with the Contract Law, Guarantee Law and relevant national laws and regulations, the Borrower and the Borrower reach an agreement through consultation and sign this Contract.

The first one is about borrowing money

1, loan type;

2. The loan amount; (In words:)

3. Term of the loan: from (month) to (month).

4. Loan interest rate (month):

The monthly interest rate for executing the loan is% of the loan amount, and the interest payable shall be paid off every month.

5. Loan payment method:

Article 2 Guarantee: Guarantee loan and mortgage loan are used as loan guarantee.

Article 3 Rights and Obligations of Lenders

After the loan term expires, the lender has the right to recover all the loans. If the borrower fails to repay the borrowed funds on time, the lender has the right to take the above-mentioned guarantee form for recovery.

Article 4 Rights and obligations of the borrower

Get a loan after reaching a fair and reasonable understanding; Pay the loan on time. The borrower must prepare the loan funds before the loan expires and return all the loans when it expires.

Article 5 Liability for breach of contract

1. If Party A fails to repay the loan on time within the agreed time limit, it shall pay Party B a penalty of 3% of the total loan amount every day.

2. Through friendly negotiation between Party A and Party B, this contract is fair and reasonable. Party B shall not ask Party A to raise the interest rate, and Party A shall not ask Party B to lower the interest rate.

Article 6 Dispute settlement

Any dispute arising from the performance of this contract can be settled by both parties through consultation, or a lawsuit can be brought to the local people's court. During the litigation, the uncontroversial clauses in this contract shall remain valid.

Article 7 Others

This contract shall come into effect as of the date of signature or seal by both parties; This contract is made in duplicate, each party holds one copy, which has the same effect.

Borrower: (Party A)

Lender: (Party B)

identity card

Number:

Address: Address:

Date of signature: year month day.

2023 Fictitious Loan Contract 2 Borrower: _ _ _ _ _ (hereinafter referred to as Party A);

Lender: _ _ _ Branch of Bank of China (hereinafter referred to as Party B).

Party A applied to Party B for a foreign exchange loan of USD _ _ _ _ _ _ _ _ _ million (or other foreign currencies) in order to introduce foreign advanced technology and equipment for technical transformation, and the project has been approved by relevant departments. In accordance with the Loan Measures and relevant regulations, this loan contract is signed with the consent of Party B in order to clarify the economic responsibilities.

Article 1 Loan Amount Party A confirms that it has borrowed USD (or other foreign currency) from Party B in cash and USD (or other foreign currency) from the buyer in credit.

Article 2 The loan term is _ _ _ _ _ _ _ _. According to the payment plan attached to this contract (omitted), the buyer's credit is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ If Party A fails to use the funds as planned, resulting in the loss of interest on foreign exchange funds organized by Party B, Party A shall pay the foreign exchange commitment fee according to Party B's regulations.

Article 3 The loan interest rate is the annual interest rate, and the spot exchange rate is _ _% (or the floating interest rate announced by the head office of Bank of China), which fluctuates monthly. The buyer's credit is _ _%, calculated as _ _ days. During the loan period, if Party A fails to pay the interest calculated once every six months, Party B will directly transfer the interest to Party A's loan account and calculate the compound interest. The loan amount increased due to interest does not occupy the loan amount.

Article 4 Purpose of the loan: After the imported technical equipment is concluded, a copy of the contract shall be sent to Party B, and Party A shall entrust Party B with full authority to handle the import letter of credit, document examination and payment. Party A guarantees that the foreign exchange under this contract will not be used for other purposes. In case of misappropriation, Party B will double the interest on the misappropriated part.

Article 5 Loan repayment: Party A shall pay off all the loan principal and interest on the termination date of the loan term. If Party A fails to repay the loan due to the reasons specified in this contract, the guarantee unit shall be responsible for timely repayment of the foreign exchange quota of the loan principal and interest and the corresponding equivalent RMB (including the penalty interest for deferred repayment), and Party A agrees to pay an additional penalty interest of% for the overdue loan.

Article 6 The foreign exchange use and repayment plan, repayment guarantee and the guarantee issued by Party A's guarantee unit attached to this contract are an effective part of this contract and have the same legal effect as this contract.

Article 7 Party A shall provide Party B with relevant information, statements and materials for loan use in time, so as to facilitate Party B's credit inspection. The two sides should actively cooperate to promote the early completion and commissioning of the project.

Article 8 This contract shall come into effect as of the date of signature and seal by both parties, and shall be terminated when the due creditor's rights and debts are settled. The official text of this contract is in duplicate, one for each party; _ _ copies, sent to _ _ (relevant units) for the record. Party A: _ _ _ (official seal) Party B: Bank of China _ _ _ _ (official seal)

Party A: _ _ Party B: _ _

Date: _ _ Date: _ _

Chapter III of Fictitious Loan Contract 2023 Lender: IDNo.: (hereinafter referred to as Party A)

Borrower: ID number: (hereinafter referred to as Party B)

Contract signing place:

Party B applies for a loan from Party A for capital turnover. In order to clarify the rights and responsibilities of all parties, Party A and Party B, on the basis of equality and voluntariness, have entered into this Contract through consultation for mutual compliance:

1. Party B applies for a loan from Party A for business needs, and all parties confirm and agree on the following contents:

1. 1 Loan amount: Party B borrows RMB 10,000 only from Party A (in words: RMB only). This sum was actually paid by Party A to Party B on.

1.2. loan term and interest: the loan term is months, from the date of the month to the date of the month. The interest is monthly.

1.3. loan purpose:

2. Liability for breach of contract

2. 1 If Party B fails to pay the interest on schedule within the contract period, Party A shall charge a penalty of one thousandth of the actual number of days for the overdue part according to regulations. After the expiration of this contract, if Party B fails to repay the loan principal and interest on schedule, it will still be bound by this breach clause.

3. Under any of the following circumstances, Party A has the right to terminate the loan contract and recover the loan principal and interest in advance:

3. 1 Party B provides false information to Party A or conceals important facts; Party B does not cooperate or refuses to accept the supervision of Party A; Party B transfers or disposes of its assets without the consent of Party A; An important part or all of Party B's property is occupied or taken over by other creditors, or its property is sealed up or frozen, which may cause serious losses to Party A;

3.2 Other serious breach of contract by Party B..

4. In case of any dispute during the performance of this contract, all parties shall settle it through consultation and sign a supplementary agreement, which has the same effect as this contract. If negotiation fails, all parties agree to submit it to the people's court where Party A is located for litigation.

5. This contract shall come into effect after being signed or sealed by all parties, until the date when the loan principal, interest, liquidated damages and all other payable expenses under this contract are fully paid off.

6. This contract is made in duplicate, one for each party, with the same legal effect.

Party A: Party B:

Year after year, month after month, year after year.

Article 4 of 2023 Virtual Loan Contract Party A (Borrower) _ _ _ _ _ _

ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party B (Lender) _ _ _ _ _ _ _

ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party A and Party B reach an agreement on the following matters and sign this contract.

The first specific agreement:

(1) Party B lends Party A RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _

(II) The loan under this Contract is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

(III) The loan term of this contract is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

(IV) The repayment method chosen by Party A is.

(V) The loan under this contract is secured by personal property mortgage, and the collateral is: _.

(VI) This contract shall come into effect as of the date of signing, and it shall be made in duplicate, with each party holding one copy. Article 2 Liability for breach of contract

1. One of the following situations constitutes a breach of contract:

(1) Party A changes the purpose of the loan;

(2) Party A violates the provisions of this Contract and fails to repay the loan principal within the agreed period or amount;

(3) The certificates, materials and other documents provided by Party A are false and illegal;

(4) After Party A dies, is declared dead, is declared missing or loses capacity for civil conduct, there is no heir, legatee, property custodian or guardian, or his successor, legatee, property custodian or guardian refuses to perform this Contract;

(V) During the performance of this contract, the mortgagor disposes of the collateral without authorization, or the mortgagor's behavior is enough to reduce the value of the collateral, and Party B's request for restitution and guarantee is rejected;

(6) During the performance of the contract, Party A suspends or cancels the insurance required by Party B;

(VII) The guarantor provides false financial reports or refuses Party B to supervise and inspect its financial status;

(8) The guarantor violates the guarantee clauses of this contract or loses the guarantee ability; Party A fails to provide the guarantee that meets the requirements of Party B;

(IX) Other acts of Party A or the guarantor that may affect the repayment of the loan to Party B. ..

2. In case of breach of contract, Party B has the right to take one or more of the following measures:

(a) according to the provisions of the people's Bank of China default interest and compound interest;

(II) Require Party A to repay part or all of the loan in advance immediately, or dispose of the mortgage and pledge under this contract through legal procedures to pay off all the loans;

(3) Measures permitted by other laws.

Article 4 Settlement of disputes

Any dispute arising from the performance of this contract shall be settled by all parties through consultation. If negotiation fails, all parties agree to bring a lawsuit to the people's court where the contract is signed.

Party A (official seal) _ _ _ _ _ _

Party B (official seal) _ _ _ _ _ _

Legal representative (signature) _ _ _ _ _ _

Legal representative (signature) _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Fictitious loan contract 5. Scope of application: This contract format is applicable to all kinds of RMB entrusted loan contracts signed by branches of China Construction Bank and borrowers in the entrusted agency business.

Second, the loan basis must be clearly filled in. The contract must specify the full name of the principal, the name of the agency agreement and the loan account. If it is necessary to handle the infrastructure loan of replacing oil with coal, the principal-agent agreement of infrastructure loan of replacing oil with coal signed by the State Planning Commission (hereinafter referred to as the entrusting party) shall be filled in, and Party B shall issue the infrastructure loan of replacing oil with coal to Party A on behalf of the entrusting party, and sign this contract after consultation with Party A within the scope of entrustment.

Three. Items 1, 2, 3, 4, 5 and 6 of this contract shall be filled in according to the documents and regulations of the entrusting party.

IV. Item 9: The loan shall be carefully calculated and filled in 2 days before the loan expires. In order to facilitate accounting treatment, it is generally not less than 30 days.

Verb (abbreviation of verb) Article 13 Other terms agreed by Party A and Party B may include other matters that are not covered in the terms of this contract but should be agreed in this contract. Attention should be paid not to violate the principal-agent agreement signed between CCB and the entrusting party, and not to infringe upon the rights and interests of the entrusting party.

6. This contract shall come into effect only after it is signed by the legal representatives of both parties or their authorized agents and stamped with the official seal of the unit.

Agreement on extension of entrusted loan (reference format)

Borrower (hereinafter referred to as Party A) _ _ _ _ _ _

Entrusted Lender (hereinafter referred to as Party B) _ _ _ _ _ _

Party A can't repay the loan under theNo. entrusted loan contract. Due to _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ After customer review, Party A agrees to extend the repayment period. Now, according to the _ _ _ _ document issued by the entrusting party, Party A and Party B sign the following agreement:

1. Party A borrows RMB _ _ _ _ _ _ from Party B under this Contract. _ _ shall expire on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Two. The loan interest rate is adjusted to _ _ _ _ according to the regulations of the entrusting party.

Three. After the loan extension, Party A adjusts the repayment plan as follows:

RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Four. After the extension, the relevant rights and obligations of Party A and Party B shall still be implemented as agreed in ContractNo..

Verb (abbreviation of verb) Other matters agreed by both parties:

This agreement shall come into effect from the date when the legal representatives of Party A and Party B or their authorized agents sign and affix the official seal of the unit, and shall become invalid after the loan principal and interest under this agreement are fully paid off.

Seven. This agreement is made in two originals, one for each party and one for each copy.

Party A: Official Seal Party B: Official Seal

Legal Representative: Signature Legal Representative: Signature

(or its authorized agent) (or its authorized agent)

Year, month, sun, moon, sun.

Article 6 of 2023 Virtual Loan Contract