Individual foreign exchange accounts are differentiated according to the nature of the accounts. Why?

Domestic personal foreign exchange account, overseas personal foreign exchange account.

1. The foreign exchange account is a freely convertible account opened by domestic institutions, Chinese-funded institutions, individual foreign trade operators and individual industrial and commercial households in designated foreign exchange banks.

2. The foreign exchange settlement account is used for settlement and payment of funds such as transfer and remittance, and the overseas foreign exchange savings account can only be used for foreign exchange deposit and withdrawal, not for transfer.

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