Credit cards are divided into ordinary cards, gold cards and platinum cards, and the overdraft limit of different card types will be different. Ping An Bank will give an appropriate limit according to the application materials provided by the applicant. Generally, the amount of ordinary cards is less than 6,543,800 yuan, the amount of gold cards is between 6,543,800 yuan and 50,000 yuan, and the amount of platinum cards is more than 50,000 yuan. There is no upper limit. Ping An's card belongs to UnionPay Puka, and the maximum amount is generally 1 1,000 yuan.

How does Ping An get the maximum amount from your card?

The maximum amount of Ping An credit card is scored according to the applicant's situation. The more points, the greater the chance of getting the maximum amount. Specifically, there are the following points:

1, the most important thing is work, which shows your cash inflow ability and stability. The best are civil servants, followed by institutions, followed by large enterprises, foreign-funded companies and so on.

2. Next is the location. The higher the position, the higher the income, the stronger the solvency and the higher the quality.

3. Credit history, your previous credit card repayment and loan repayment.

4. Education level.

5. Asset status, real estate, vehicles, deposits, etc. There will be extra points.

It can be seen that the maximum amount that Ping An Credit Card can obtain is usually evaluated by the applicant's comprehensive credit situation. If you meet the conditions of high limit mentioned above, your credit card limit must be very high.

With your credit card, peace belongs to Puka.

Card introduction:

1) Free of annual fee.

2) The card surface is up to you: five series, and the cool card surface can be selected at will. Original design series, 100,000 cold jokes series, perfect world-Zhu Xian series, national assault series, your card face, you define it.

3) The rights and interests belong to you:

Points Party: Designate online, entertainment and catering consumption to enjoy 10 times points reward throughout the year (excluding the original 1 0 times normal accumulated points). The maximum monthly points is 20,000 points)

Watching group: annual Youku member and 12 Guevara 10 yuan movie ticket.

Delicious pie: the first choice of electronic coupons for food in the whole year 12.

Sports enthusiasts: Super 130 star hotels in 32 cities across the country, and star hotels have turned into private gyms.

Standard credit card

Annual fee: gold card 300 yuan/year; Puka 100 yuan/year; Supplementary card 150 yuan/year; Puka supplementary card 50 yuan/year. The main card is free of annual fee in the first year, swiping the card 6 times a year, and the amount is unlimited, and the annual fee for the next year can be automatically reduced, and so on; Supplementary cards are free of annual fees.

The rights and interests are as follows:

A. From the second day of the first brush, you can get a high amount of all-round traffic accident protection every year.

B the cardholder who swipes the main card the next day will get a high amount of accident protection for gas users every year.

With your card:

1. Free annual fee for life.

2. Card face business card printing fee: 50 yuan/card, the standard card is free, and other cards are charged after verification (if the card is lost, damaged or replaced due, the card face customization fee is charged every time), and the card face of your credit card is free of business card printing fee, so as to make it safer.

3. Annual interest fee: The annual interest fee is 288 yuan/year/card, which will be deducted from the credit card account once your card is activated.

What is the maximum amount of Ping An credit card (debit card)?

The maximum credit card (debit card) line of Ping An Bank is above 6,543.8+0,000, and the specific credit line is the comprehensive credit line of credit card (debit card), which is related to the applicant's evaluation results.

Ping An Bank credit card (debit card) is divided into ordinary card, gold card and platinum card according to the card level. Generally, the average credit card is 3000-50000 yuan, the gold card is 3000-50000 yuan, and the platinum card is more than 50000 yuan.

The credit limit of Ping An Bank's credit card (debit card) is the credit limit given by the applicant's various evaluations, including: work, credit history, education level, asset status, etc. The better the evaluation project, the higher the credit card (debit card) quota.

What is the credit card limit of Ping An? What are the minimum and maximum amounts respectively?

At present, the credit card limit of Ping An Bank generally ranges from 3,000 yuan to 50,000 yuan. The amount of Ping An Puka is generally between 3000 yuan-10000 yuan, and the amount of Ping An Gold Card is between 10000-50000 yuan. The maximum withdrawal amount of Ping An Credit Card can reach 100% of the actual amount.

When using Ping An Bank's credit card, if it is found that the approved credit limit is not enough and it is necessary to increase the credit card limit, you can apply for a temporary increase in the credit card limit. The increased temporary credit card limit will automatically restore the original limit after the validity period.

There are many kinds of loans from Ping An Bank, which can meet the different needs of different customers, mainly including housing loans, car loans, business loans, consumer loans, vehicle mortgage loans and so on. When a lender applies for a loan from a bank, the bank will give a reply within 2-3 working days. After handling the loan contract, the loan will be issued within 1-2 working days.

First, Ping An Bank loan interest rate

1. Short-term loan: within one year (including one year), with annual interest rate of 4.35%.

2. Medium and long-term loans: one to five years (including five years), with an annual interest rate of 4.75%; For more than five years, the annual interest rate is 4.90%.

3. Personal provident fund loan: less than five years (including five years), with an annual interest rate of 2.75%; For more than five years, the annual interest rate is 3.25%

Two. Ping An Bank's loan business Ping An Bank has many kinds of loans, including new emergency wallet, car owner loan, car loan, venture loan, car mortgage, Ping An Easy loan, policy loan, loan repayment, universal mortgage, small consumer loan, car owner loan, travel/decoration loan, car surcharge loan, etc.

Third, Ping An Bank loan process

1. The borrower applies for a loan from the bank, fills in the loan application form and submits relevant information specified by the bank;

2. Bank staff investigate and review the relevant information submitted;

3. Data passed, investigation passed and approval passed;

4, the bank and the borrower signed a loan contract and loan procedures;

5. The borrower repays on schedule according to the repayment method signed with Ping An; 6. The borrower pays off the loan and terminates the relationship with Ping An.

Four. Ping An Bank's new car loan: This product is suitable for new car consumption loans, and it is repaid by various repayment methods, such as matching principal and interest, average capital, pure interest repayment, interest repayment and balloon loan.

1. Simple information: You can apply without real estate. You only need to provide personal identification to submit the preliminary examination of car loan, and then choose to provide residence certificate, income certificate and other materials according to different customer categories.

2. Efficient approval: the approval can be completed on the same day at the earliest.

3. Fast lending: complete information, lending within 1 working day.

4. Maximum amount: the maximum amount of a single loan is 5 million.

What is the credit card limit of Ping An Bank?

The credit card limit of Ping An Bank generally ranges from 3,000 yuan to 50,000 yuan.

The amount of Ping An Puka is generally between 3000 yuan-10000 yuan, and the amount of Ping An Gold Card is between 10000-50000 yuan. The maximum withdrawal amount of Ping An Credit Card can reach 100% of the actual amount.

Extended data

Ping An Bank credit card can enjoy an interest-free repayment period of up to 50 days. If you repay normally in the first month (that is, not less than the minimum repayment amount in the bill of the current month), the minimum monthly repayment amount will be automatically reduced from the original 10% to 5% from the next month.

Instant message of consumption-Ping An Bank will immediately send a reminder message to your designated mobile phone after your consumption or repayment, regardless of the transaction amount.

If your mobile phone number changes, please call the 24-hour customer service hotline in time to modify it, or call the area that does not provide 400 service (you can go to official website).

Resource Ping An Credit Card _ Baidu Encyclopedia

Let's stop here for the introduction of the maximum amount of Ping An credit card.