Question 1 4 5

Pass and ID card (proof of address)

It is also necessary to keep 65,438+00,000 Hong Kong dollars or other equivalent foreign currencies (such as more than 8,000 RMB) in the account at all times.

If it is insufficient, it will be deducted 60 Hong Kong dollars per month.

Various rates are more favorable than HSBC.

Question 2 3

These two are different elements of the same problem.

Mainly depends on

1 country where the remitter's bank is located

2 Currency remitted by the remitter

3 Remittance Party's Conversion (Remittance Path)

All this is beyond your control.

Usually within 50,000 dollars, the time is 1-3 days, and individual countries have more than one week.

The transfer fee may be between $ 5- 100; Completely unpredictable.

There are not many local charges.

Moreover, the local Standard Chartered charges in Hong Kong can be reduced if they are related to the account manager;

But it is impossible if you only accept money and only put the minimum amount of funds.