Gold Fund: It is a high probability event that the precious metal market will strengthen at the end of the year and the beginning of the year. However, against the background of the sharp rise in gold prices in the previous two years, the trend of gold prices this year is somewhat disappointing. It is a strong adjustment. However, in Against the background of increasing risk events at the end of the year and global monetary easing, the hedging function of the gold market is gradually becoming more prominent. Industry insiders expect that the international gold price will maintain a range of 1,690 to 1,730 US dollars per ounce at the end of the year. Of course, it is also possible to rise next year. $1,800/oz. Long-term investors who hold physical gold for strategic allocation can continue to hold or buy it in the near future. Of course, investors should also be reminded that precious metals are more suitable for investors with long-term investment needs. Generally speaking, precious metal products can be purchased at a ratio of 10% to 20% of household assets to diversify asset risks.

Bond funds: Only when held for a long time can relatively satisfactory returns be obtained. 2. When the stock market is booming, the income is still stable at the average level. Compared with stock funds, the income is lower. When the bond market fluctuates, there is even a risk of loss.

What I want to say is that you have to judge which fund you need to invest in based on your own investment time and risk tolerance. Of course, you can also invest in both. Bond funds are relatively less risky, and of course the returns are also smaller. Suitable for long-term stable investment. I think the risks of gold funds will be slightly greater in the future, and of course the returns will be greater, especially when encountering unpredictable factors such as war.

If you want peace of mind, get a fund to save money for a long time. Bond funds are recommended. Very stable.