1. At this stage, when the national economy is relatively unsatisfactory, the central bank lowered the deposit reserve ratio and distributed 550 billion yuan of sugar, which is definitely a great gospel for us to settle down and buy a house. The pressure of monthly supply is relatively reduced, and the real estate market has started to pick up recently. In particular, many customers who just need it are coming out to look at the house and buy a house at this stage. It is understandable for investors to wait and see, but it is not common for banks to reduce RRR. People who wait and see have a mentality of selling when the market is hot, and there is a state of following the trend. Hot markets tend to have relatively hot housing prices, so I personally think it is the right choice to seize the welfare given by the state to buy a house. 2. The targeted reduction of the deposit reserve ratio may lead to a further reduction of the mortgage interest rate: the central bank recently lowered the LPR to cut interest rates, and announced yesterday that it would further target the reduction of the deposit reserve ratio on March 16. RRR interest rate cuts provide more funds and liquidity for commercial banks, so objectively it is also possible to take the initiative to reduce the loan interest rate, and the discount and preferential treatment for buying houses will increase in the near future. 3.RRR interest rate cuts have an indirect positive impact on the real estate market. After RRR cuts, the economic vitality will heat up to some extent. For first-and second-tier cities, the funds in the market will be more active, thus giving birth to the vitality of the property market. Now is a good time to start at the bottom. So why seize the opportunity of RRR's downward adjustment to buy a house?