At present, there are two ways to query credit records. One is to entrust a commercial bank to check after I sign it. The other is to take his ID card to the investigation and statistics department of Ganzhou Central Branch of the People's Bank of China. Credit records involve personal privacy, so be sure to check them yourself.
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Ganzhou Central Sub-branch of the People's Bank of China is responsible for implementing monetary and credit policies within its jurisdiction according to law, supervising and managing financial markets, preventing and defusing systemic financial risks, maintaining financial stability, maintaining the normal operation of the payment and settlement system, and undertaking duties such as foreign exchange management, treasury management, currency issuance and RMB circulation management, statistical research and credit management.
According to the Regulations on the Administration of Credit Information Industry and the Reply of the National Development and Reform Commission on Issues Related to the Service Charge Standard of the Credit Information Center of the People's Bank of China, individuals have the right to obtain their credit reports for free twice a year. From the third time every year, the charge standard will be reduced from 25 yuan to 10 yuan, and they will continue to make free inquiries through the Internet and go to the counter twice a year.
Without the authorization of others, individuals have no right to inquire about others' credit reports. However, if authorized by others, the original valid identity documents and notarized authorization certificate of the principal and agent shall be provided for inspection, and the Application Form for Inquiry of Personal Credit Report shall be filled in at the same time, and copies of valid identity documents and notarized authorization certificate of the principal and agent shall be kept for future reference.
Ganzhou Municipal People's Government-Central Bank's new personal credit report Online citizens queue up to inquire about credit records