The foreign exchange income of current account shall be subject to the system of bank settlement. The foreign exchange income under the current account of domestic institutions, in addition to the foreign exchange allowed to be retained by the state regulations, can open foreign exchange accounts with designated foreign exchange banks, and must be repatriated in time and sold to designated foreign exchange banks at the market exchange rate. All domestic institutions (including foreign-invested enterprises) with foreign-related operation rights or current account foreign exchange income approved or filed by the administrative department may open current account foreign exchange accounts with the approval of the State Administration of Foreign Exchange and its branches, and retain current account foreign exchange income within the approved maximum limit.

Cancel the restrictions on foreign exchange payment in current account. Domestic institutions can purchase RMB foreign exchange from designated foreign exchange banks or make external payments from their foreign exchange accounts at the market exchange rate with corresponding valid certificates. If the commission exceeds a certain proportion or amount, it can be paid in the bank after the authenticity of the foreign exchange bureau is verified. Individuals can go directly to the bank with valid certificates for private use, and those who exceed the standard can go to the foreign exchange bureau with valid certificates to verify the truth and then go to the bank to purchase foreign exchange.