1. How much is the foreign exchange remittance fee for each bank?
Relevant persons of CCB Shanghai Branch said that the bank's handling fee is the highest in 300 yuan and the lowest in 20 yuan, which is the standard for remittance at home and abroad. In addition, 80 yuan/telegram fee is charged for overseas remittance, domestic peer remittance in different places and inter-bank remittance in different places.
Bank of China Shanghai Branch said that there is no handling fee for remittance from China Bank in the same city. Inter-bank remittance in the same city, inter-bank remittance in different places and cross-border remittance in different places all started in 50 yuan and capped in 260 yuan. The difference is that domestic remittance only charges 10/ transaction, and cross-border remittance charges 150 yuan/transaction, excluding the fees charged by foreign banks. In case of cash remittance, in addition to the above fees, there will be additional remittance price difference, generally about 1% for US dollars and about 3% for British pounds.
The classification of ICBC Shanghai Branch is more detailed. For foreign remittance, except the handling fee of 50 yuan -260 yuan, it is remitted to Hongkong telecom fee of 80 yuan, and it is remitted to North America telecom fee of 150 yuan. Domestic remittance from different places will be charged a handling fee ranging from the lowest 20 yuan to the highest 200 yuan, plus the telecommunication fee of 80 yuan/transaction. A handling fee of 10 yuan/pen is required for the same city. In addition, I also need to pay a remittance application from 2 yuan, and the intermediary bank fee for each transaction 10 yuan.
For cross-border, inter-bank in different places and inter-bank in the same city, Shanghai Branch of Agricultural Bank of China charges the minimum 20 yuan/transaction fee and the maximum 250 yuan/transaction fee, and charges 80 yuan/transaction fee for overseas remittance.
2. Foreign exchange transaction process:
I. Handling fee
1. If you purchase foreign exchange in RMB at the bank:
Handling fee: 0. 1%, with the lowest in 50 yuan and the highest in 260 yuan; Postal expenses 150 yuan (fixed, regardless of remittance amount), 10000 USD is about 220 yuan.
2. If you hold USD cash or cash account:
Handling fee: 0. 1%, with the lowest in 50 yuan and the highest in 260 yuan; Postal expenses 150 yuan (fixed, regardless of remittance amount); There is also the foreign exchange difference, which is about 0.5% according to the bank's exchange rate.
Second, the use
You must fill in the purpose of the current account, such as tuition, living expenses for relatives, online shopping, and paying annual fees for international organizations. , you cannot fill in the investment purpose.
Three. Remittance amount
If it is cash, you can remit $65,438+0,000 in one lump sum; If it is a foreign exchange account, you can remit 50 thousand dollars at a time; If you buy foreign exchange, you can remit 50 thousand dollars at a time
Four. document
I use my ID card to handle it.
Verb (abbreviation for verb) arrival time
Depending on the receiving bank, it usually takes 3-7 days to get the account.