There are several kinds of memos, such as payment memo (a written document in which you pay someone and the bank deducts money from your account), settlement memo (a written document in which the bank informs you when your company receives the payment from the customer), and bill of lading memo (a written document in which the bank informs you that the money collected by your company will arrive after your bill of lading). The memorandum can also be a screenshot of the current online banking transfer, which belongs to the transfer voucher.

"Water" is a common name in China. It was originally called "water" because of the fineness of silver. When the silver is insufficient, it should be replenished. This is called "slurry water". Then the document filled in is a memorandum. At present, this term has been widely used in original documents that flow like water.

Extended data:

When handling the exchange of foreign currency bills, the handling bank and the exchange point shall fill in the "foreign exchange memo" as required, and indicate the contents of the bill, the applicant's name, address and relevant certificate number in the abstract column.

Except traveler's checks and traveler's letters of credit, when other foreign exchange bills are exchanged, the "foreign exchange memo" should be stamped with the seal of "the bank has the right of recourse against the refund of the bill" (that is, it has the right to claim a refund from the endorser) and handed over to the customer for signature. At the same time, the applicant's identity document number (such as passport, etc.). ) and other related contents should be indicated in the third RMB transaction debit summons of the "foreign exchange memo" for future reference.

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