The six bans on individual housing purchase are not allowed to be used for overseas housing purchase, securities investment, personal insurance and dividend insurance for return on investment and other capital projects that have not yet been opened. Application conditions for individuals to purchase foreign exchange: domestic residents who travel abroad, visit relatives, study abroad, seek medical treatment, study abroad, train, work and settle down. You can apply to the bank for foreign exchange purchase. According to the latest policy, each person has an annual quota of $20,000, and can purchase foreign exchange at one time or in stages within the annual quota. Citizens only need to verbally declare the purpose of purchasing foreign exchange, and they can directly handle it with their real identification. If it is necessary to purchase foreign exchange in excess, it is necessary to provide relevant authenticity certification materials for the excess part, and the total amount of foreign exchange purchased shall not exceed the amount marked on the certification materials.