If you deposit 1 year and the annual interest rate is 2.23%, you can get 1858.33 yuan per month, and you can get 3250 yuan per month if you deposit for 3 years. Of course, if calculated from floating to the top, 1 year can get 1875 yuan per month, and it can get about 17 yuan more; During the three-year period, you can get 344 1.67 yuan every month, and you can get more 199.67 yuan.

Extended data:

Main trends:

First, the gradual expansion of interbank financial products, mapping the original "silver-silver" cooperation model between foreign-funded institutions and Chinese commercial banks into the interbank financial management model between large domestic banks and small and medium-sized banks.

Secondly, the gradual attempt of portfolio insurance strategy, whether the product is stable or not, does not depend on whether to participate in the investment of high-risk assets, but on the rational allocation of investment portfolio.

Third, the number of dynamic management products is increasing gradually, and the flexible investment direction and portfolio and high liquidity are the main advantages of such products. However, the information transparency of such products is worthy of attention.

Fourthly, with the gradual prosperity of POP(Product of Product), different types of bank wealth management products can meet the investment needs of investors with different risk tolerance through combination construction.

Fifth, with the gradual rise of alternative investment, artworks and drinks (wine and tea) have gradually entered the investment horizon of bank wealth management products market, and the future low-carbon concept, real estate and natural resources investment will become the next hot spot.

Baidu encyclopedia-bank wealth management products