Different banks have different payment limits for different types of cards. I suggest you contact the card bank for consultation. Whether Ping An Bank's credit card can be overused is comprehensively evaluated by our system according to your current consumption situation.
During your transaction, our system will monitor your consumption in real time. If it is judged that the limit is insufficient, it will be evaluated in advance, and the limit will be increased according to the comprehensive score, so as to avoid the embarrassment caused by your failure to swipe your card, and there will be no additional procedures;
In order to avoid transaction failure, it is suggested that you pay attention to your available quota and spend within it; You can log in to Ping An Pocket Bank APP- Credit Card-My Credit Limit for inquiry. Please refer to the latest business changes announced by Ping An Bank in official website.
If you exceed the limit in a single day, you should be reminded not to spend money indiscriminately. We can continue the next day. The withdrawal amount of Ping An Bank is generally 50% of the customer's credit limit.
1) domestic cash withdrawal: within the cash withdrawal limit, each card can withdraw up to 10000 RMB per transaction, and each card can withdraw up to 10000 RMB per day;
2) Overseas cash withdrawal: It depends on the network used by customers. Within the cash withdrawal limit, if you take the UnionPay network, each card can withdraw at most the local currency equivalent to 10000 yuan, and each card can withdraw at most the local currency equivalent to 10000 yuan per day; If you go through the channels of foreign card organizations such as Visa/master/JCB, you can withdraw the local currency equivalent to 1 0,000 USD per card at most every day.
(UnionPay network and MasterCard network can be used separately) (Foreign exchange fee of *65438+ 0.5% of the cash withdrawal amount is charged for non-US dollar circulation using non-UnionPay network) Warm reminder: At present, our bank charges handling fee and interest for credit card cash withdrawal.
The upper limit of monthly savings card consumption transfer has been set, and this can only wait until next month. After the bank card limit, the limit can be restored after 0: 00 the next day.
Bank card limit refers to the maximum limit of a single transaction and the maximum daily and monthly expenditure limit of the bank to the cardholder at the time of payment. This practice is set up by the bank for the safety of users' funds. If you need money urgently, you can change your bank card.
Frequently asked questions:
Bank cards should not be placed with mobile phones, televisions, stereos, microwave ovens and other electrical appliances with strong magnetic fields. It's better to put it away. Don't put multiple bank cards and passbooks together.
1, when buying a wallet, there are usually small hard cards from several brands. Don't throw them away! When playing cards, except that the cards can't be on the same interlayer, put a card of this kind on the side with magnetic stripe to play the role of spacing.
2. ICBC has a special bank card holder, which works well and can be used many times.
3. It's not bad to use ID card as the interval. (The second-generation ID card is a radio frequency card, not a magnetic card, so the ID card will not "degauss" with the bank card. )
Finally, it should be noted that the bank card must not be put in the pocket directly with the mobile phone, so it is likely to be degaussed soon.
There are professional degaussing card sets, card packages (can hold more than a dozen or twenty cards) and degaussing wallets, which are very convenient. The principle is the same as that of radiation protection. The second-generation ID card has the function of reading information, and the information on the ID card is likely to be stolen by criminals. The degaussing card sleeve, card package and wallet also have the function of preventing the second-generation ID card information from being stolen.