The city and county head offices of Jiangsu Bank operate savings counters every day, but they don't go to work for two days on public weekends. Other branches have one day off on weekends and the day before, and legal holidays are implemented according to the unified requirements of Nanjing Head Office. On holidays and weekends, bank outlets work normally, office managers have holidays, and business is not handled on weekends. The personal savings business of state-owned banks is open 365 days a year, and it is closed for public business holidays and weekends. Business hours are from 9 am to 5 pm.
Bank of Jiangsu was officially listed in Nanjing on June 24th, 2007. Headquartered in Nanjing, it is the only provincial-level local corporate bank in Jiangsu Province. It is a modern joint-stock commercial bank formed by the merger and reorganization of 10 city commercial banks in Jiangsu Province, such as Yangzhou, Wuxi, Suzhou and Nantong, which has created a new model for the reform of local corporate banks.
scope of business
Absorb public deposits; Issue short-,medium-and long-term loans; Handle domestic settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds and short-term financing bills; Buying and selling government bonds, financial bonds and corporate bonds; Engage in interbank lending; Providing letter of credit services and guarantees; Acting as an agent for insurance agency business, including fund collection and payment, trust plan, financial management on behalf of customers, fund sales, precious metal sales, collection and payment of funds and custody; Provide safe deposit box business; Handling entrusted deposit and loan business; Engaged in bank card business; Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; Settlement and sale of foreign exchange, acting as an agent for forward settlement and sale of foreign exchange; International settlement; Self-operated and valet foreign exchange transactions; Inter-bank foreign exchange lending; Buying and selling or acting as an agent to buy and sell foreign currency securities other than stocks; Credit investigation, consultation and witness business; Other businesses approved by online banking, banking supervision institutions and relevant departments.
Introduction to the company's featured business:
Letter link: It is a whole industry chain and whole process supply chain financing product launched by Jiangsu Bank to help customers develop together with upstream and downstream partners in the supply chain. The main products include: chattel pledge financing, accounts receivable pledge financing, confirmed warehouses, domestic letters of credit, etc.
Agricultural head loan: Jiangsu Agricultural Industrialization Leading Industry Association provides the list of leading agricultural enterprises at all levels in Jiangsu Province, Jiangsu Huilong Investment Guarantee Co., Ltd. provides guarantees for leading agricultural enterprises, and Jiangsu Bank provides financial services for leading agricultural enterprises that meet the credit conditions.
Energy efficiency loans: loans granted by Jiangsu Bank in cooperation with the International Finance Corporation of the World Bank Group to specific customers for energy-saving projects, renewable energy projects and financial services for manufacturing energy-saving and renewable energy equipment.
Cash treasure: refers to a product that has signed a product agreement with a company customer, and agreed to flexibly manage the large amount of funds with uncertain storage period in its RMB unit settlement account, and calculate the interest according to the storage period according to the agreement.
Bill pool: products that provide customers with credit services such as bill custody, bill information inquiry, discount, entrusted collection, working capital loan, invoicing, etc. with part or all of the bill custody as pledge according to customer requirements.
International business
On the basis of international settlement and trade financing products, Jiangsu Bank's international business has launched a series of international business products featuring "Zijin's foreign exchange" and "RMB overseas through train", which can provide more than 20 kinds of financing services. Actively expand cooperation channels, with nearly 2,000 global correspondent banks. Promote the research and development of foreign exchange derivatives and wealth management products, and constantly adapt to the foreign exchange fund business needs of various customers. The annual international settlement volume is nearly 50 billion US dollars. Bank of Jiangsu accelerated the pace of international development and actively "went global", and successively established "Shanghai Cross-border RMB Studio" and "Shenzhen-Hong Kong Studio" to promote the innovation of cross-border financial products.