There are two ways of remittance in Australia. One way is to remit money at the post office, which can be remitted to China Agricultural Bank, and the other way is to remit it to ANZ or NAB Bank, and directly to China Bank. The first way is faster, you can get it at that time, but it may be a little lower according to the exchange rate, but it will be soon. It takes one day to remit money to China Bank, but it is converted according to the exchange rate at that time. It is not recommended to convert RMB into RMB first, which is too complicated, because Australian banks have to convert RMB into Australian dollars at the exchange rate and then convert it into RMB at home.