Which banks belong to the country? Popular domestic banks are classified as follows:

(1) China People's Bank is the central bank of China, which is actually an administrative agency. Basically, it can be considered that it does not handle banking business for individuals and enterprises.

(2) Policy banks. Including Agricultural Development Bank, Export-Import Bank and China Development Bank, which only handle policy banking business. (state-owned)

(3) Commercial banks. Specifically, it is divided into state-owned commercial banks (workers, peasants and China Construction) (state-owned)

There are fifteen or six national joint-stock banks, such as Communications, CITIC, China Everbright, Huaxia, China Merchants, Xingye and Minsheng. And recently Zhejiang merchants and Hengfeng), city commercial banks (such as Shanghai Bank and XXX City Commercial Bank). ), rural commercial banks and rural cooperative banks.

(4) Credit cooperatives, including urban credit cooperatives and rural credit cooperatives.

(five) postal savings (only for savings business).

(6) Non-bank financial institutions such as financial asset management companies, trust and investment companies, finance companies and financial leasing companies.

Except the People's Bank of China, they are collectively referred to as banking financial institutions. Banking financial institutions are subject to the professional supervision and management of China Banking Regulatory Commission.

Now the so-called investment banks actually refer to fund management companies, which are supervised and managed by the China Securities Regulatory Commission.

Bank Management Department (* * *): China People's Bank State-owned commercial banks (state-owned): China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, Bank of Communications, China Postal Savings, China Rural Credit Cooperative (Bank of Communications and Postal Savings are forgotten by many people) National joint-stock commercial banks (private): China CITIC Bank, China Merchants Bank, Shanghai Pudong Development Bank, China Everbright Bank, China Minsheng Bank and Huaxia Bank. Guangzhou Development Bank, Shenzhen Development Bank and other policy banks (* * *): China Agricultural Development Bank, China Bank Export-Import Bank and China Development Bank are usually referred to as the four major state-owned banks, only China Bank, Industrial and Commercial Bank of China, China Construction Bank and Agricultural Bank, but excluding Bank of Communications, Postal Savings Bank and Rural Credit Cooperatives, because China Bank, Industrial and Commercial Bank of China, China Construction Bank and Agricultural Bank have a large coverage in the country, Bank of Communications, Postal Savings Bank and Rural Credit Cooperatives.

Are the foreign exchange assets used by the state owned by the state or owned by banks? The foreign exchange reserves used by the state belong to the central bank and the State Administration of Foreign Exchange. Of course, both belong to the state.

Foreign exchange assets refer to assets held in foreign currency. If used, they are sold to recover investment.

Foreign exchange reserves are foreign currency assets in the central bank's account, which are usually used to maintain exchange rate stability and resist the financial crisis caused by a large outflow of funds.

There are some differences between them. In terms of ownership, they all belong to the state, but they are managed by different institutions. These assets are held by CIC, while foreign exchange is held by the Bank of China and Safe.

The main component of China's foreign exchange reserves is US dollar assets, which are mainly held in the form of US Treasury bonds and institutional bonds. It is estimated that US dollar assets account for about 70%, Japanese yen accounts for about 10%, and euros and pounds account for about 20%. Banks are all state-owned, and foreign exchange is owned by banks and the state.

What are the types of national banks? There are five state-owned banks in commercial banks: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications.

Policy banks include China Agricultural Development Bank, The Export-Import Bank of China and China National Development Bank.

Which banks are state-owned? Except commercial banks and foreign banks, all other big banks are state-owned.

For example:

Bank of China,

China Construction Bank,

Bank of communications,

Industrial and Commercial Bank of China,

Agricultural bank.

Is Tieling Bank a national bank? Hello! Tieling Bank, formerly known as Tieling Commercial Bank, is a local joint-stock commercial bank restructured and established on the basis of the original Tieling Credit Cooperative.