The so-called capital preservation and interest protection is actually the platform's commitment to ensure the safety of investors' principal and income. However, this is just a promise. If the platform itself can't operate, investors will bear the losses themselves.

In fact, China's financial laws and regulations clearly stipulate that wealth management products are not allowed to promise to protect capital and interest, but many platforms will claim their products to protect capital and interest in order to attract investors. Anyone who has done investment and financial management should have such a cognition: any investment has risks, even the recognized bank with the highest safety factor is only risky.

The content of this article comes from: China Law Publishing House "General Knowledge Series of Legal Life"