If you use Industrial Finance Card (savings card) to repay, you can choose the following five ways to repay:

I. Automatic deduction for repayment

If you have already applied for the wealth management card or current account of Industrial Bank, you can open the "automatic transfer repayment" service. On the due repayment date indicated in your credit card bill, Industrial Bank will automatically transfer the current deposit from your designated wealth management card or current account according to the full or minimum repayment amount of your bill to repay the credit card debt, so you don't need to go to the outlet again.

You can open the autopay repayment service in the following ways:

1. Counter application: Bring my valid ID card, credit card, wealth management card or current account to apply for opening directly at the counter of Industrial Bank outlets.

2. Log in to online banking self-service: Log in to online Xingye: www.cib.com.cn, click "Credit Card Login", click "Automatic Repayment" after successful login, and apply for opening according to the prompts.

3. Self-service opening of mobile banking: log in the mobile phone to the wireless industry wap.cib.com.cn, select "Automatic Repayment Relationship Settings" of "Credit Card" and set the opening according to the prompts.

Second, the telephone bank repayment

If you already have a current account with Industrial Bank and have opened the telephone bank transfer service, you can easily complete the repayment anytime and anywhere by dialing 9556 1.

Telephone banking repayment operation flow chart is as follows:

Third, mobile banking repayment.

As long as your wealth management card has enabled the directional transfer transaction function of mobile banking, you can log in to the mobile banking website wap.cib.com.cn with your mobile phone, and select the function of "Credit Card Repayment" in "Directional Transfer" to transfer the funds in the wealth management card to the credit card account of Industrial Bank, so as to complete the repayment anytime and anywhere.

If the mobile banking transaction function is not enabled on your wealth management card, you can also use your mobile phone to log in to the mobile banking website wap.cib.com.cn.

Select the function of "repayment by credit card with the same name" on the home page, enter the number and password of the wealth management card, and then transfer and repay the money to the credit card with the same name and certificate number of our bank.

Four. ATM repayment

If you repay the money through the ATM of Industrial Bank, you can transfer the money from the debit card of Industrial Bank to your own credit card of Industrial Bank to complete the repayment.

If you make repayment through the ATM of other banks, you can use the ATM of the local bank that joined the UnionPay ATM interbank transfer system to transfer the money from the Industrial Bank debit card to your Industrial Bank credit card, or you can use other banks' cards to transfer the repayment.

Verb (abbreviation of verb) Industrial Bank online bank repayment

You don't need to open the online banking transfer function at the counter, but you can repay the Industrial Bank credit card through the repayment function of the personal online banking credit card with the same name. As long as the customer's industrial card or current account is consistent with the name and ID number of the credit card to be repaid, the repayment can be made in real time without any handling fee.

2. If your current account of Industrial Bank has enabled the online banking function and applied for personal online banking certificate or online transaction SMS protection function at the same time, you can log in to the online Industrial Bank www.cib.com.cn, and transfer the funds in your current account of Industrial Bank to the credit card account of Industrial Bank by way of transfer, and the account will be received in real time without any handling fee.

Operation process:

(1) Go to Industrial Bank to open a password-based Industrial Card, Industrial E Card or other current account.

(2) Open the online banking function of Industrial Bank Card at the counter of outlets, and apply for personal online banking certificate or online transaction SMS protection function.

(3) Log on to the online www.cib.com.cn Industrial Bank and enter the personal bank login interface.

(4) Sign the articles of association of online banking, the e-banking service agreement for individual customers and register personal information.

(5) If the application is successful, return the customer number. Return to the personal banking interface, enter the customer number and password to log in.

(6) Click on the credit card and select the credit card transfer repayment under credit card repayment. Enter the credit card number and repayment amount.

(7) Enter the password of the repayment account accurately to complete the repayment.

If you use another bank's debit card (savings card) to repay, you can choose the following seven ways to repay:

I. Repayment by New Pay

Now, as long as you have a credit card of Industrial Bank and a debit card of any commercial bank with the logo of UnionPay, you can repay money through "Lacarra Convenient Payment" in thousands of special stores or convenience stores in Beijing, Shanghai, Shenzhen, Nanjing, Guangzhou, Changsha, Suzhou, Chengdu, Taiyuan, Hangzhou and Wuxi. Customers in Chongqing, Tianjin, Urumqi, Xinxiang, Anyang and other regions can also repay through the "Xinfutong" distributed by our bank. Simple operation, real-time receipt, without any formalities. For details of outlets, please check our online banking.

Second, "quick money" repayment

At present, the debit card of 14 bank (online payment service has been opened) can be repaid to Industrial Credit Card through the "Quick Money" website or directly on the repayment page of Industrial Credit Card website, without handling fee.

Third, "Tenpay" repayment.

If you have successfully registered a Tenpay account on Tencent. And the debit card transfer-out online payment service is introduced. You can recharge your Tenpay account after logging in to Tenpay www.tenpay.com. After recharging, you can use TenPay account to complete credit card repayment.

At present, the debit card banks supported are Industrial Bank, Industrial and Commercial Bank, China Merchants Bank, China Construction Bank, Agricultural Bank, Shanghai Pudong Development Bank, Minsheng Bank, Shenzhen Development Bank and Bank of Beijing. If there is any change, the information released by Tencent shall prevail. Subject to com.

Fourth, "UnionPay Online" online repayment

Industrial Bank and China UnionPay jointly launched credit card online repayment. There is no need to travel between bank outlets. You can easily repay the credit card of Industrial Bank with the debit card of 10 bank by logging in to UnionPay online with the click of a mouse. Real-time arrival, no handling fee.

Verb (abbreviation of verb) Shenzhen EPS Repayment

You can use the debit card of any local bank to transfer money to our credit card to repay the RMB account on the "Easy Service" terminal deployed by Shenzhen UnionPay. Payment will be recorded in real time. There is no need to go through any account opening procedures for credit card repayment through EPS.

Just do the following:

(1) Bank card transferred from EPS self-service payment terminal.

(2) Option 4: Financial insurance

(3) Select 1: credit card repayment.

(4) Enter the card number transferred to the credit card.

(5) Enter the credit card number again.

(6) Enter the repayment amount and confirm it.

(7) Enter the withdrawal password of the fund transfer-out card.

(8) After repayment, print the transaction receipt.

At present, Shenzhen UnionPay has deployed "EPS" terminals in ICBC, Agricultural Bank, China Construction Bank, China Bank, Industrial Bank, China Merchants Bank, China CITIC Bank, Shenzhen Commercial Bank, Shenzhen Rural Commercial Bank, Shanghai Pudong Development Bank, Shenzhen Development Bank, China Guangfa Bank, Huaxia Bank, China Everbright Bank and Minsheng Bank.

Six, inter-bank transfer remittance repayment

You can go to other branches and transfer the money to your Industrial Bank credit card account for repayment.

Please fill in the following methods when transferring money: payee's name (and indicate "credit card repayment" in the purpose column), payee's account number-credit card number 16, payee's bank-local branch of Industrial Bank (if there is no local branch of Industrial Bank, payee's bank should fill in: Shanghai Branch of Industrial Bank). 1-3 days.

Seven, his online bank repayment.

If you have successfully opened the interbank transfer function of other banks' debit cards, you can also transfer the funds from other banks' debit card accounts to Industrial Bank credit cards through other banks' online banking to complete the repayment. At present, the banks that support other banks' online banking transfer include Bank of Communications, Bank of China, China Construction Bank and Industrial and Commercial Bank of China.

If you use cash to repay, you can choose the following four ways to repay:

I. Repayment of self-service deposits in CDM/CDS of the Bank

You can deposit cash directly into the credit card on the self-service deposit machine of Industrial Bank to complete the repayment.

Second, the "counter" cash repayment

At present, Industrial Bank has opened the "Counter Connect" service in Shanghai, Hangzhou, Ningbo, Shandong, Jiangsu, Zhengzhou, Guangzhou and Tianjin (Guangzhou is called "Yintong" service). All you need to do is take the Industrial Bank credit card to the bank outlet that has opened the "Counter Connect" and repay it in cash.

Third, "repayment through" cash repayment.

At present, you can choose to use cash repayment credit cards at the counters of Shenzhen Development Bank, Guangfa Bank, CITIC Bank and Minsheng Bank, which is convenient and worry-free.

Four. Industrial Bank Counter Repayment

You can use a credit card to make cash repayment at the business outlets of Industrial Bank of China before the due repayment date; Please fill in the Industrial Bank credit card number accurately. Real-time arrival, no handling fee, no card number repayment.

If you need to repay the dollar debt:

If you use a credit card to spend or withdraw foreign currency cash abroad, you can repay it in the following ways:

Repayment in USD: Repay in USD directly at the bank counter, or use the current USD amount of Industrial Debit Card for automatic repayment.

Repayment of RMB purchase of foreign exchange:

(1) You can go to any business outlet of our bank, and after issuing the US dollar bill, you can use RMB to purchase foreign exchange for repayment;

(2) You don't need to open the online banking transfer function at the counter, but you can also purchase foreign exchange for repayment through the repayment function of personal online banking credit card with the same name.