Financial diversification mainly refers to the diversification and diversification of financial services in structure, function and form. It emphasizes that financial institutions extend to different fields and provide innovation and development of various financial products, including trusts, funds, securities and insurance. In the financial field, diversification is also manifested in providing a variety of different financial instruments and products, such as stocks, bonds, funds, futures, foreign exchange and so on. , so that investors can choose appropriate investment products and methods according to their investment objectives and risk tolerance. In addition, diversified finance also involves top-down design, including equity design and marketing, aiming at opening up the business ecology and solving the problems of cash flow, customer flow and profit rate of enterprises.