According to Article 23 of the Administrative Measures for Customer Identification and Preservation of Customer Identity Data and Transaction Records of Financial Institutions? In addition to checking valid identity documents or other identification documents, financial institutions may take one or more of the following measures to identify or re-identify customers:
(1) Asking customers to supplement other identity documents or identification certificates.
(2) pay a return visit to customers.
(3) field trip.
(four) public security, industry and commerce administration and other departments to verify.
(5) Other measures that can be taken according to law.
When performing the obligation of customer identification, banking financial institutions need to check the identity cards of relevant natural persons according to the provisions of laws, administrative regulations or departmental rules, and shall do so through the online citizen identity verification information system established by the People's Bank of China.
Other financial institutions can verify the citizenship information of natural persons through the online citizenship information system established by the People's Bank of China.
Extended data
According to Article 26 of the Administrative Measures for Customer Identification and Preservation of Customer Identity Data and Transaction Records of Financial Institutions? Financial institutions shall report the following suspicious behaviors to the China Anti-Money Laundering Monitoring and Analysis Center and the local branches of the People's Bank of China when performing the obligation of customer identification:
(1) The customer refuses to provide valid identity documents or other identification documents.
(2) After making a request to the overseas institution that remitted the funds, it is impossible to completely obtain the remitter's name, remitter's account number, remitter's residence and other relevant alternative information.
(3) The customer refuses to update the basic information of the customer without justifiable reasons.
(four) after taking necessary measures, still doubt the authenticity, validity and integrity of the previously obtained customer identity information.
(5) Other suspicious behaviors found during the performance of customer identification obligations.