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I opened a savings card at China Merchants Bank in Changsha. Is there a management fee for this card? If so, how to charge it?
Hello, starting from June 65438+1 October 1 2005, Changsha Branch began to charge account management fees 1 yuan/month/card for passbooks and smart cards with monthly assets of less than1ten thousand yuan.

Cary has no money and will not automatically cancel.

What conditions can be met if the assets in Puka account are not up to standard?

1, salary account, starting from 20 11July1,based on transactions paid within six months;

2 as long as the personal asset account being repaid (including housing mortgage loan, automobile consumption loan, comprehensive consumption loan, personal pledge loan, personal business loan, etc.). As a loan repayment account, the account management fee including the secondary deduction account can be reduced or exempted.

Note: If the loan is not paid to this account, it will not be reduced. For example, there are loans and repayments, easy consumption or easy transfer. Only one credit line has been applied, but there is no loan and no repayment. In this case, the account management fee will not be reduced.

3. Self-service payment customers: if there is more than one transaction within half a year, the account management fee for half a year will be reduced or exempted;

4. Securities, foreign exchange and funds: a certain business function is opened, and there are more than one transaction within half a year (excluding intelligent fixed investment of funds).

, reduce the account management fee for half a year;

5. Third-party depository accounts (third-party depository accounts can be opened without deduction, and there is no need for transactions between current accounts and third-party depository accounts).

6. Investors of various entrusted wealth management products entrusted by the Bank;

7. Credit card automatic debit account (including personal card account of associated credit card, large installment account (installment of car purchase and home improvement) and personal business card account; Based on the validity of the related agreement, there is no need to generate a deduction record in the current month)

8. Quanta digital TV customers will be exempted from customer account management fees for 6 months as long as they pay in our bank in the current month;

9. The account management fee of Aika Automobile Co-branded Card is free for the old customers (about 3,000 people) who converted from the VIP card of Aika Club in the first year.

10. Pension accounts, subsistence allowances accounts, medical insurance accounts and unemployment insurance accounts are exempt from account management fees, and customers need to provide relevant certification materials issued by effective institutions such as government agencies, neighborhood committees and work units (implemented on July 1 1);

1 1. Credit card direct selling team (DS) cross-sells one card (only ordinary "one card", excluding M+ magnetic stripe card), and no account management fee will be charged for the time being.

If you have any other questions, please open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.