First of all, it is the basic duty of the central bank to supervise financial behavior. "Money has the basic function of payment and settlement and must be carried out under the supervision of the central bank. Whether it is an online payment platform or other credit currencies, the central bank must strictly supervise it, otherwise risks are likely to occur. "

Previously, third-party payment platforms of non-financial institutions, such as online payment platforms, were not included in the regulatory system for various reasons. "First, this payment method is a new thing and a new technology, which has not received enough attention. On the other hand, it may also be because these payment platforms have small business volume and low risk. "

However, judging from the current situation, the business volume of third-party payment platforms such as Alipay is already very large, and the scale has reached the point where it is easy to go wrong without supervision, so it is inevitable to be included in the supervision system.

In this context, the central bank will formulate market access standards and improve the responsibility of payment service providers, which will be beneficial to the development of this industry in the long run.