If it is a structured deposit purchased through China Merchants Bank; After the structured deposit of the card expires, the system will automatically pay the principal and interest to your current account respectively; The principal usually arrives at around noon, and the income usually arrives at around four or five in the afternoon;

Structured deposits with paper certificates of deposit need to be transferred back to the original card before payment can be made.

Structured deposit interest = (purchase amount * deposit interest rate * actual deposit days) /365

(Response time: June 2020, 65438+1 October1. Please refer to the latest business changes announced by China Merchants Bank in official website. )