The foreign exchange cash and foreign exchange cash in the personal foreign exchange trading account of China Industrial and Commercial Bank are set as independent trading sub-accounts, and the recorded foreign exchange transactions cannot be accumulated or offset each other.

1. The foreign currency "cash account" in the personal foreign exchange savings account of China Industrial and Commercial Bank refers to the account opened in foreign currency by domestic or overseas individuals.

2. The "cash account" in the personal foreign exchange savings account type of China Industrial and Commercial Bank refers to the account opened by remittance of foreign exchange bills remitted or brought in from Hongkong, Macau, Taiwan Province Province or overseas.

3. In the personal foreign exchange business of China Industrial and Commercial Bank, foreign currency "cash" refers to foreign currency cash or money deposited in a bank account in the form of foreign currency cash.

4. In ICBC's personal foreign exchange business, foreign currency "spot exchange" refers to foreign exchange that can be freely bought and sold in the international financial market, repaid internationally and freely converted into other countries' currencies.