Financial insurance is a combination of finance and insurance. Finance refers to the financing of monetary funds, and it is the general name of monetary circulation regulation activities centered on banks. Banks and other financial institutions engage in deposits, loans, savings, bill discount, foreign exchange, settlement, trust, investment, financial leasing, securities issuance and other businesses, all of which belong to financial business.

Financial insurance is an industry with a long history. With the development of the times, we can further subdivide the financial and insurance industry into the following types. First, the banking industry. Insurance three. Securities. Since 1990s, it has become a world trend to establish a customer-centered banking core business system.

From 65438 to 0995, inspired by foreign counterparts, the domestic banking industry began to implement the network data centralized scheme, which has now evolved into a large centralized movement sweeping all domestic banks. The liabilities and asset management of foreign banks are basically concentrated in the head office, and branches are only marketing centers. However, domestic banks usually decompose the bank's assets and liabilities management indicators, and then convey them to subordinate institutions layer by layer. The business system of the bank also adopts the distributed technology architecture accordingly, and each node has a hard disk and data. In the new economic environment, the development of domestic banking business urgently needs to change this fragmented status quo.

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