The annual total amount of foreign exchange settlement and foreign exchange purchase is the equivalent of US$50,000 per person per year respectively. "Every year" refers to the period from January 1 to December 31. Warm reminder: Starting from January 14, 2018, in accordance with the requirements of foreign exchange administration policies, when you choose "non-investment insurance" for foreign exchange purchases through personal online and mobile banking, the maximum amount of foreign exchange purchased is the equivalent of US$5,000.