2, seize the critical period of production and operation recovery, solid financial support for individual industrial and commercial households special action.
3. Grasp the promotion period of Party history study and education, and sincerely do practical things for individual industrial and commercial households.
1. The head office of the People's Bank of China added 2 trillion yuan of refinancing and rediscount funds in four batches. Chifeng Central Sub-branch held a working meeting to promote the implementation of monetary policy at the first time, actively went deep into financial institutions to carry out on-the-spot investigation and supervision, and encouraged and guided local corporate financial institutions to actively carry out their work. Apply to the central bank for the use of low-cost funds, focusing on preferential interest rate loans for vulnerable groups such as individual industrial and commercial households. By the end of September this year, the city had distributed more than 4 billion yuan of small loans to support agriculture, of which more than 50% was used to support individual industrial and commercial households, and the average loan interest rate was less than 5.5%. It is estimated that it can save more than 60 million yuan for individual industrial and commercial households. At the same time, we will effectively use the two monetary policy tools directly facing the real economy, implement the policy of deferred repayment of principal and interest of loans for individual industrial and commercial households, continuously increase the proportion of credit loans, and help them solve financing problems. Difficulties. By the end of September this year, the city's legal entities had issued a total of 866 million yuan of deferred loan principal to individual industrial and commercial households, and increased credit loans by1.51.50 billion yuan, thus solving the urgent needs of more than 4,700 individual industrial and commercial households. Family.
2. Autumn and winter have always been the "peak season" for grain harvest, slaughter of cattle, sheep and livestock and consumption of residents in Chifeng. It is a crucial period for individual industrial and commercial households in all walks of life to make profits. In combination with this important time window, Chifeng Central Sub-branch of the People's Bank of China timely organized banking financial institutions in the city to hold a joint meeting on private and micro-financial services, issued an implementation plan, comprehensively deployed and launched the special action of "lending Wechat business to serve people's livelihood" to support individual industrial and commercial households, made great efforts to solve the problems of "difficult first loan" and "difficult mortgage", and clearly put forward the overall goal of "difficult one loan". The financial knowledge level of individual industrial and commercial households has been significantly improved, the financing support and coverage have been significantly improved, the comprehensive financing cost has been significantly reduced, and the financial service level has been significantly improved; The growth rate of loans for individual industrial and commercial households in the city strives to be higher than that of all kinds of loans, and the balance of credit loans for individual industrial and commercial households accounts for more than 25% of all kinds of loans for individual industrial and commercial households. By the end of September this year, the number of individual industrial and commercial households in the city had increased to 55,466, with a loan balance of 2221700 million yuan, an increase of 3,869 households and 12.2% respectively over the beginning of the year.
3. Give full play to the pioneering role of party member, set up a 13 offline visiting and docking service team composed of the Credit Department of the People's Bank of China and party member, a municipal financial institution, go deep into streets, shopping malls and office buildings, carry out sweeping streets by pulling nets, dig deep into the effective financing needs of individual industrial and commercial households, and implement "one-on-one" docking. By the end of September, 13 party member Vanguard had completed 2,562 field visits, of which 707 individual industrial and commercial households received loan support. Effectively strengthen the publicity of financial policies.