Although China's deposit interest rate is a little low, from a global perspective, there is no need to be too arrogant, because there are many countries with lower deposit interest rates than China. For example, the deposit interest rate in Britain (one year, the same below) is only 0.5%, which is more than twice as low as that in China. In addition, there are many countries with lower deposit interest rates than Britain. For example, the deposit interest rate in Japan is only 0.32%. In addition, there are even some countries with negative interest rates, such as Switzerland, where the deposit rate is -0.32%, the euro zone 19 is only -0.4%, and Sweden, where the deposit rate is-1%. If it is in these countries with negative interest rates, we have to pay interest to the bank if we deposit our money in the bank, so it seems that we are still good.

As can be seen from the above, countries with lower deposit interest rates than China are all developed countries. But not all developed countries have lower deposit interest rates than China. For example, the deposit interest rate in South Korea is 1.67%, Australia is 1.85%, and the United States is 2.25%-2.5%.