Hengfeng bank Co., Ltd. ("hengfeng bank" for short) is one of 12 national joint-stock commercial banks. In 2003, with the approval of the People's Bank of China, it was restructured into hengfeng bank Co., Ltd. In 20 19, the share marketization reform was completed, and Central Huijin Company became the largest shareholder.
Headquartered in Jinan, Shandong Province, hengfeng bank has 365,438+00 branches in China, including 65,438 first-tier branches in Qingdao, Jinan, Nanjing, Hangzhou, Chengdu, Chongqing, Yantai, Fuzhou, Kunming, Xi 'an, Ningbo, Beijing, Shanghai, Zhengzhou, Changsha, Wuhan, Guangzhou and Shenzhen, and 65,438 branches in Suzhou.
By the end of 2020, the total assets of the whole bank were11465438+55 million yuan, and the development momentum of various businesses was good, and the operating efficiency was steadily improved.
Hengfeng bank is one of 12 national joint-stock commercial banks, formerly known as Yantai Housing Savings Bank, which was established in 1987. In 2003, with the approval of the People's Bank of China, it was restructured into hengfeng bank Co., Ltd. The market-oriented reform was completed on 20 19.
By the end of 2020, hengfeng bank's total assets exceeded1.1trillion yuan, its operating income was 2128 million yuan, a year-on-year increase of 53%, its net profit was 5.3 billion yuan, a year-on-year increase of 703%, and its comprehensive strength, core competitiveness and brand influence were greatly improved.
At the same time, hengfeng bank's asset quality indicators are constantly improving. By the end of 2020, the Bank's provision coverage ratio was 150.37%, up 29.54% from the end of 20 19. The non-performing loan ratio decreased by 0.7 1 percentage point compared with the end of 20 19, achieving a continuous decline for two years, and the ability to resist risks continued to increase.
Business scope includes:
Absorb RMB deposits; Issue short-,medium-and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Inter-bank loans; Providing letter of credit services and guarantees; Acting for collection and payment; Provide safe deposit box service; Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; International settlement; Settlement and sale of foreign exchange; Inter-bank foreign exchange lending; Acceptance and discount of foreign exchange bills; Foreign exchange loans; Foreign exchange guarantee; Issuing and acting as an agent to issue foreign currency securities other than stocks; Buying and selling foreign currency securities other than stocks and acting as an agent; Self-operated foreign exchange transactions; Conduct foreign exchange transactions on behalf of customers; Credit investigation, consultation and witness business.