② Inter-bank transactions usually take one to three working days to arrive because they need to be handled through the bank counters of both parties;
(3) If the transfer is made on Friday night, it will arrive next week at the earliest and Wednesday at the latest.
Inter-bank transfer remittance is a kind of business that transfers RMB or foreign currency to units or personal accounts opened in other banks in China. To use online banking to transfer money with other banks, ICBC needs to register the "Finance @ Home" personal online banking, and open the online banking transfer authority at the business outlets to apply for using the U shield (individual customer certificate). Use online banking to transfer and remit money between ICBC and other banks.
Precautions for expanding data:
1. According to the relevant regulations of the People's Bank of China, the service hours of ICBC and other banks for transfer and remittance are 9: 00- 17: 00 every working day.
2. For the transfer and remittance between ICBC and other banks, the handling fee shall be charged at 1% of the transfer and remittance amount, and the lowest 1 yuan shall be charged at the highest 50 yuan.
3. When handling foreign exchange remittance, please pay attention to the following provisions of the State Administration of Foreign Exchange:
(1) The name of the payee of foreign exchange remittance must be the same as the name of the remitter, or be the immediate family member of the remitter. If the payee's name is different from the remitter's name, the proof that the payee and the remitter are immediate family members must be produced. "Immediate family members" include "spouse, father (mother) and son (daughter)". The certificate is as follows:
A. If the payee and the remitter are in the same household registration book, the household registration book shall be presented.
B. If the payee and the remitter are not in the same household registration book, notarization or authentication documents issued by authorized institutions such as notary department or police station are required to prove that the payee and the remitter are indeed immediate family members.
Baidu Encyclopedia-Inter-bank transfer and remittance