The risks of opening accounts with multiple banks are as follows:

1. Fund transfers between capital accounts opened by foreign-invested enterprises in different banks may be subject to restrictions by the Administration of Foreign Exchange. regulations and restrictions.

2. Capital accounts opened by foreign-invested enterprises in banks in other places may increase the costs and risks of cross-border capital flows.

3. Capital accounts opened by foreign-invested enterprises in multiple banks need to submit relevant information in a timely manner, otherwise it may affect the balance of payments declaration and foreign debt management.