2. Note that if your bank card is set with SMS verification, you may not receive SMS messages abroad.

3. WeChat transfer limit is divided into two situations according to whether to add a bank:

1. No bank card: change funds can be transferred, and the limit is a single single-day 200 yuan, and the payee is 3,000 yuan per day;

2. Bank card has been added: change or bank card funds can be used for transfer. The limit is: 50,000 yuan per day, and the payee is not limited.

There is no handling fee for transferring money by WeChat, but there is a limit. If it exceeds the limit, it can be paid by another bank, or it can be operated the next day, because the limit is limited to the total amount of funds for one day, and there is no monthly limit.

If Alipay and WeChat want to provide services to overseas users, they should not only meet the above requirements of China, but also meet the relevant regulations of the countries where they serve. Once the regulatory policies of the two countries are contradictory, it is even more impossible to provide services.

In fact, this is not the dilemma of China's payment to the sea, but also the dilemma of all other multinational payment enterprises. Even the old PayPal, through some complicated branch structures, realizes the compliance operation of cross-border settlement.

However, businesses have solved the problem, and China tourists have brought their own "promotion" effect. The day when China really goes to sea may not be far away.