Generally speaking, a house is an asset, which has a certain potential for maintaining and increasing value in the long run, because its value is influenced by surrounding facilities, conditions and urban development, and the future market trend is easy to predict. However, RMB is legal tender, and its ability to maintain value is relatively weak under the circumstances of large macroeconomic fluctuations, increased inflation risks and increased policy uncertainty. However, in the short term, house prices may fluctuate under the influence of macro policies and the relationship between supply and demand. With the support of policies, RMB will gradually liberalize its exchange rate, which will further improve its stability and ability to maintain its value.