Job Name: Cash Cashier

Main responsibilities and tasks:

1. Implement national financial laws, regulations and systems, strengthen the audit and supervision of bank counters, be responsible for the receipt, payment, exchange, hour-keeping, transportation and storage of local and foreign currency cash, and the recovery and exchange of damaged banknotes, reasonably calculate the cash position on hand and ensure external payment. Do a good job in the publicity activities and anti-counterfeiting work of caring for RMB. Actively promote and recommend customers to use transfer payment as much as possible to reduce cash transactions.

2. Conscientiously implement the real-name registration system registration principle, and do not open anonymous accounts or pseudonyms for customers. When an individual customer applies for opening a settlement deposit account, he must be required to show his identity document and register his name and number on the identity document; When opening a personal deposit account on behalf of others, they shall be required to produce the identity documents of the principal and the agent for verification, and register their names and numbers on the identity documents of the principal and the agent. Establish and improve personal customer information data files, and fully grasp the depositor's name, ID number, residence, occupation, economic income, family status and other information. Verify the identity of all customers who apply for financial services from this institution, check the real identity information of customers, and do not provide financial services to unidentified customers.

3. Follow the principle of "voluntary deposit, free withdrawal, interest-bearing deposit and confidentiality for depositors". Responsible for handling savings, bank cards and personal loans, handling personal foreign currency business in accordance with the relevant provisions of foreign currency savings, paying attention to the signs of banknotes and remittances, and ensuring the correct handling of funds and business.

4. According to the entrustment agreement, the money to be paid or withheld is accurately transferred to or deducted from the designated account.

5. Acting as an agent for treasury bonds, funds, gold, three-party depository, foreign exchange trading and other businesses, opening or handling related businesses for customers according to the requirements of real-name registration system, and increasing investment channels for customers. Handling personnel shall establish a customer identity registration system according to the regulations of the People's Bank of China and the principle of "know your customer".

6. The acceptance of various businesses shall strictly implement financial regulations and policies. Collect large and suspicious payment transaction information, and the information that meets the conditions for submission should be entered into the system in time or submitted through the liaison officer.

Specific job description:

1. Insist on cash income and collect money before bookkeeping; Cash payment, first charge to an account and then pay; Face-to-face inventory, clear, stamped confirmation, clear responsibility, strict Nissin daily settlement.

Cash receipts and payments of more than 22,000 yuan should be authorized by on-site alternative audit, and cash receipts and payments of more than 50,000 yuan should be approved and filed according to the regulations of the People's Bank of China; Handling a single personal deposit business with the amount of RMB 200,000 or the equivalent of USD 654.38+0,000 (inclusive) or the same depositor's deposit of RMB 654.38+0,000 (inclusive) on the same day, and extracting the depositor's identity certificate; When handling personal withdrawal business, RMB 50,000 yuan is withdrawn at one time, equivalent to more than USD 654.38+00,000 (inclusive). The payee will provide the identity certificate and the business supervisor will review it. Others must also provide the identity certificate of the agent for handling large deposit and withdrawal business.

3. Tellers should hold relevant certificates and do a good job in anti-counterfeiting publicity, guidance and collection. Do a good job in the exchange of broken banknotes and the picky work of broken banknotes; Do a good job in collecting valuable documents to ensure that the accounts are consistent with the facts; Standardize the requirements for cash write-off and strictly implement the error reporting system; Strictly implement the system of two people unpacking at the same time; When transporting cash, strictly hand over the formalities and complete the accounting treatment in time; Handling cash business must be within the scope of video surveillance; If it is a receipt filled out by a customer, the contents of the receipt should be reviewed. If it is an exemption receipt, the customer must be asked to sign for confirmation.

Job Name: Non-cash Cashier

Main responsibilities and tasks:

1. Financial regulations and policies shall be strictly implemented in the acceptance of various businesses. Collect large and suspicious payment transaction information, and the information that meets the conditions for submission should be entered into the system in time or submitted through the liaison officer. According to the account management regulations of the People's Bank of China, settlement accounts of various units should be opened after the account opening materials are submitted to the regulatory review. After the RMB account is successfully opened, it shall be reported to the account manager in time and entered into the account management system of the People's Bank of China. Changes in the account information of the account opening unit shall be reported to the People's Bank of China for approval or filing.

2. Carefully review the authenticity, validity, rationality and legality of bills and vouchers. The audit contents include: bill amount; Date; Name of payee (payer); Signature; The number and pressure of steganography that should be written on endorsements and vouchers; Whether the voucher is misused, wrongly filled, forged or altered; Whether the loan voucher has been reviewed and signed by the owner; Whether the contents, copies and attachments of the voucher are complete, etc.

3. The acceptance of large-sum funds in and out must be signed by the authorized person of the branch, and double hotline contact shall be implemented.

4. The public private deposit business must be handled in accordance with the national cash management measures, and the certification documents issued by the company shall be examined and approved by the competent person in accordance with the large-sum examination and approval measures.

5. Standardize the transfer and handover procedures of bills and vouchers.

6. Adhere to the principle of being responsible for auditing and sealing, affix the name and seal of the agent on the audited bill voucher, and clarify the responsibilities.

7. The business seal must comply with the regulations: the transfer business uses the transfer seal; The liquidation chapter is used to present debit vouchers; The business acceptance seal is used to issue credit certificates, receipts, etc.

8. The bookkeeping audit of business must select the correct transaction code to input business information according to the legal and valid original vouchers or texts within the business scope of the Bank and the system operation regulations. For bad debts, off-balance-sheet accounts, memorandum accounts and businesses that need to be checked frequently, detailed summaries must be entered. After entering the business information, the system carries out accounting treatment according to the transaction code. Accounting treatment with special pictures must be carried out with special pictures; If there is no special screen, the original voucher will be audited by the authorized person and entered through the general transaction set of bookkeeping according to the transfer relationship. Business processing sequence: fund transfer, first receipt and then bookkeeping, fund transfer and payment, first bookkeeping and then posting; In the transfer business, the debit is recorded first and then the credit is recorded, and the bills of other banks are collected and properly recorded.

9. Special business operations, such as freezing or unfreezing funds, temporarily sealing or unsealing accounts, setting teller authority, modifying generated accounting information, printing transactions, adjusting accumulated amount, adjusting interest rate, adjusting start and end dates, etc., can only be operated by the operation task book issued by the accounting supervisor and authorized by the authorized person.

10. Error handling: when the accounting data entered in the current day is incorrect, the teller will cancel the account according to the teller number after being authorized by the accounting supervisor. Inter-agency write-off business in the system is initiated by the original business after being authorized by the accounting supervisor. Every other day, wrong account and wrong account in the new year must fill in the wrong account Rushing Voucher, which will be handled by the teller with the authorization of the accounting supervisor. When entering the wrong account reversal summons, the offset content and the wrong account date must be entered. This year's wrong account was written in red letters in the same direction, and last year's wrong account was written in blue letters in the opposite direction.

1 1. Responsible for the sales, storage, registration and verification of vouchers.

12. Check and print the signatures of the drawer (acceptor), the drawer (applicant) and the final endorser of the bank draft to ensure that the above signatures are consistent with those of the reserved bank; Be responsible for reviewing and printing the special seal for this bill of exchange, and ensuring that the above signature is consistent with the relevant seal.

13. When the teller leaves his post temporarily, the business terminal must be temporarily cancelled, and the vouchers and business boxes must be locked; Teller's password shall not be disclosed and modified regularly.

14. Be responsible for checking exchange code information, checking exchange suggestions, withdrawing and clearing funds, and collecting and recording bills for the next day.

15. Responsible for publishing the modern payment receipt business submitted by customers, posting the modern payment receipt business, and inquiring and replying to the modern payment business. The issuance and entry of incoming accounts should ensure that all elements are handled correctly and in time to ensure the safety of banks and unit funds.

16. Check whether the telegraphic transfer application for foreign exchange remittance is complete, legible, clear in English, correct in currency symbol, consistent in case and letter, and whether the payee account number and remittance bank address are completely filled in.

17. The collection bill has complete records, consistent words and figures, true payee name and endorsement, and the date of issue is within the validity period, which is in line with the scope of bill collection.

18. Foreign currency payment vouchers must record the amount, payee's name, payee's bank name, payer's signature and other matters in words and figures.

19. Check whether the reserved seal, payee account number, account name, currency, amount and other elements of the Application for Re-issuance of Entry Certificate are complete and accurate.

20. For enterprises that have signed agency agreements with banks, the agency materials provided shall be submitted to the handling personnel for review, and the identity documents provided by the agency enterprises shall be checked. Open cards, passbooks, certificates of deposit and other accounts for them in batches according to the requirements of the specification, and pay all kinds of money for them regularly or in one lump sum according to the matters signed in the agreement under the condition of ensuring the proper arrival of funds.

2 1. Accept the clean receipt, settlement, sale and payment documents submitted by customers, and review the compliance of the documents.

22. Accounting treatment of settlement and payment of foreign exchange, entry of SWIFT statements, processing of SWIFT inquiry and reply messages, printing of exchange memo, and issuance of export verification form.

23 according to the provisions of the State Administration of Foreign Exchange on the declaration of foreign-related income and expenditure, complete the declaration of relevant information.

24. Responsible for data collection, statistical analysis, preparation and reporting of various business statements. The collection of report data requires truthfulness, timeliness and completeness.

25. Set up manual account books according to business needs, register the account books in time according to legal and valid vouchers, and settle the balance daily, with complete contents, accurate figures, concise summaries and clear handwriting.