(1) China People's Bank is the central bank of China, which is actually an administrative agency. Basically, it can be considered that it does not handle banking business for individuals and enterprises. (2) Policy banks. Including Agricultural Development Bank, Export-Import Bank and China Development Bank, which only handle policy banking business. (3) Commercial banks. Specifically, it is divided into state-owned commercial banks (workers, peasants and construction companies) and national joint-stock banks (there are fifteen or six, such as communications, CITIC, China Everbright, China Merchants, Xingye and Minsheng, etc. Recently, Zhejiang merchants and Hengfeng have been established, and city commercial banks (such as Shanghai Bank and XXX City Commercial Bank) have been established. ), rural commercial banks and rural cooperative banks. (4) Credit cooperatives, including urban credit cooperatives and rural credit cooperatives. (five) postal savings (only for savings business). (6) Non-bank financial institutions such as financial asset management companies, trust and investment companies, finance companies and financial leasing companies.

Except the People's Bank of China, they are collectively referred to as banking financial institutions. Banking financial institutions are subject to the professional supervision and management of China Banking Regulatory Commission.

Now the so-called investment banks actually refer to fund management companies, which are supervised and managed by the China Securities Regulatory Commission.