1) All-currency international credit cards can automatically purchase foreign exchange for repayment in RMB.

2) Free of annual credit card fee without additional conditions within the validity period.

3) Any foreign currency consumption in the world, 0 currency exchange fee.

You can click on the link to learn:

/ccard/quanbika/

If you hold our credit card with VISA, MASTERCARD, JCB or American Express logo, you can use it overseas (including Hong Kong, Macao and Taiwan) (including online payment). Credit card spending overseas through international routes will be settled in US dollars.

1. Repayment by purchasing foreign exchange: the exchange rate is announced at 10: 00 am on the repayment date. 2. Purchase of foreign exchange by overpayment: Purchase of foreign exchange by overpayment applied before 16: 00 every afternoon shall be handled according to the exchange rate of the day; After 16: 00, the overpayment of foreign exchange will be handled at the exchange rate of the next day. 3. Entry of RMB foreign currency consumption: according to the exchange rate announced by the bank at 10: 00 on the morning of each consumption entry, non-US dollar transactions are converted into US dollars through overseas card issuers, and then converted into RMB (in the above process, overseas card issuers such as VISA and MASTER will charge foreign exchange fees). Please log in to the online banking popular edition/professional edition for the specific exchange rate, and check in the repayment management-RMB automatic foreign exchange purchase-USD cash purchase repayment function setting.

If you have any questions about other CMB credit cards, please search for "4008205555" among QQ corporate friends and add "CMB Credit Card Center" as your friend; Or search for "cmb4008205555" on WeChat, and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank!