The retail structured deposit business of China Merchants Bank means that individuals deposit legally held RMB funds into our bank, and our bank embeds financial derivative transactions (including but not limited to options, swaps, forwards, etc. On the basis of deposit, the customer's deposit income is linked to specific financial indicators such as exchange rate, precious metal price, interest rate and stock price. , so that depositors (investors) are expected to obtain higher-yield deposits on the basis of taking certain risks.

(Response time: March 28th, 2022. Please refer to the latest business changes announced by China Merchants Bank in official website. )