ABCDE [Resolution] According to Articles 17, 18 and 19 of the Detailed Rules for the Implementation of the Measures for the Administration of Personal Foreign Exchange, domestic individuals can use foreign exchange or RMB to make overseas financial investments such as fixed income and equity through banks, fund management companies and other qualified domestic institutional investor. Domestic individuals participating in foreign exchange business such as employee stock ownership plan and stock option plan of overseas listed companies shall apply to the foreign exchange bureau for approval through their affiliated companies or domestic institutions. The foreign exchange income from the sale of stocks and dividends by domestic individuals under the employee stock ownership plan and stock option plan can be remitted back to the domestic foreign exchange special account opened by the company or domestic institutions, or transferred to the employee personal foreign exchange savings account. Domestic individuals who pay foreign exchange premiums to domestic insurance institutions approved to engage in foreign exchange insurance business shall go through the formalities of purchasing and paying foreign exchange with the insurance contract and the payment notice of the insurance institution. Compensation or insurance money paid by domestic individuals as insurance beneficiaries under foreign exchange insurance may be deposited in their foreign exchange savings accounts or settled.