The transfer from foreign banks to domestic banks can arrive in two or three days at the earliest, and it takes about seven working days at the latest. There is no limit on the amount of remittance transferred from foreign banks to domestic banks, but the settlement of foreign exchange (exchange of foreign exchange for RMB) is limited by the annual total amount of SAFE, which is US$ 50,000 per person per year or equivalent in foreign currency. Once over-converted, you need to provide the corresponding proof of funds.

First, if users transfer money from abroad, such as China, they usually use telegraphic transfer, which is faster. In real life, whether transferring money from home to abroad or from abroad to home, most of them use telegraphic transfer. T/T means that when a user sends money to a foreign country, the banking system converts the user's money into electronic remittance, and then transfers it to the account of a relative in China. If telegraphic transfer is used, the account will arrive faster, but the handling fee will be higher accordingly.

Secondly, the transfer time is introduced.

In China, when domestic users transfer money, the arrival time of different banks is different. Because of the variety of transfer channels, the specific arrival time cannot be determined. If the user goes to the bank counter to transfer money, it can be divided into ordinary remittance, real-time remittance and delayed remittance.

1, ordinary remittance: the arrival speed is relatively fast, generally within 24 hours. If the user makes remittance on legal holidays, it may need to be postponed until after the holidays.

2. Real-time remittance: refers to the payer's transfer, and the payee can receive it immediately.

3. Delayed remittance: generally speaking, the user chooses to delay remittance, so the remittance will not be transferred immediately, but will arrive after the set delay time.

Three. Precautions for cross-border remittance:

1. Choice of banknotes: Both cash and cash can be remitted abroad, but there is a conversion fee for cash remittance.

2. The other party's information: You need to know the other party's name, country code, bank and other information when remittance.

3. Limit: There is a limit on the amount of cross-border remittance within one year, and the excess must be applied to the foreign exchange bureau.

4. Arrival time: The arrival time of cross-border remittances varies, and some arrive in 10 minutes. Some will arrive in seven days.

5. Bank settlement: the payee has opened a bank in the settlement center, otherwise remittance cannot be made.