The informal Qiaokou Yuexiu Wealth Center is not a formal financial institution or bank, nor is it a formal loan platform. When trading in the financial field, we should avoid blindly trusting unknown institutions and platforms, and at the same time pay attention to protecting personal property and privacy, and improve risk awareness and prevention awareness. When choosing a lending institution, we should give priority to financial institutions with national qualifications and government supervision, and pay attention to preventing financial fraud.