In this regard, the relevant person in charge of the foreign exchange bureau explained the origin of the "thousand yuan standard" with data: "It is estimated that at present, more than 80% of the bank cards in consumption abroad have a single amount less than 1000 yuan. Therefore, the standard of 1 1,000 yuan is not only conducive to improving the execution efficiency of information collection, but also to ensuring that the collected information reflects the whole picture of bank card overseas transactions to the greatest extent. "
At the same time, the person in charge also said that this information collection does not involve policy adjustment and does not require personal declaration. The foreign exchange bureau will continue to support and ensure that individuals holding bank cards can use their cards in compliance and convenience under overseas current accounts. Therefore, regardless of the charging standard, people do not need to worry about affecting the card experience.
In fact, Article 8 of the Notice stipulates that the foreign exchange bureau will protect the cardholder's information security according to law for the overseas transaction information of the bank card submitted by the issuing bank. The foreign exchange bureau said that as a government administrative department, the foreign exchange bureau has been strictly managing all kinds of statistical data, including overseas transactions of bank cards, from the aspects of collection, storage and use technology and internal control.
"First of all, data security has been fully considered for the software and hardware equipment and daily operation and maintenance of collecting overseas transaction information of bank cards. Secondly, the use of bank card overseas transaction information has strict internal authorization and confidentiality regulations, and the use of any information is within the scope of laws and regulations. " The relevant person in charge of the foreign exchange bureau said.