30% for low-risk, stable (such as funds)
20% is used to make money and can be taken out for shopping.
10% is used for storage and future emergency use.
The landlord gives you 10 thousand yuan to make such an investment, so it is better to buy some clothes and cosmetics for your wife
Suppose you are 25 years old now, and your idea is that after five years, your financial income will be 1 0,000-10.5 million yuan.
65,438+0,000 yuan initial investment start-up capital. According to you, you still have more than 2,000 yuan each month, half of which is used for one year's circulation expenses. 1 1,000 yuan can be invested in financial management funds for five years, which is 60,000 yuan.
According to the amount of funds.
1。 The deposit bank will definitely not meet your expectations.
2。 Fund investment, now the general fund is 50 thousand to buy, although the rate of return is a little higher than the deposit, but it is not flexible, generally 3 years, 5 years
3。 Universal insurance investment, this product just emerged when I was engaged in this business before. It is a good choice for people who don't have any insurance and want to invest and get dividends. But the cycle is long, and dividends may not be able to get considerable value immediately. Dividends in 6-8 years may reach your ideal value.
4。 Buying gold, the appreciation space of gold is obvious to all. I remember that it used to be only over 200 grams, but now it seems to be over 300. Although 10000 yuan can't buy much gold, after five years, the increased proportion should still meet your expectations.
5。 It takes time to invest in stocks for a long time, because the capital chain is relatively short, so it is recommended to make long-term investment. If you have a unique vision, you can also operate short-term, but remember, don't lose big because of small things, and have a good attitude.
6。 I suggest to find out if there are any good shops around, which can be rented and sublet. This may also take some energy and time, because I am in a first-tier city, so I think this is also feasible.
Gone ~! If you are interested in comparing the suggested operation 5 with 6 or 2 suggestions.