Bank VIP customers have a lower limit of 200,000 to 300,000 in terms of deposit indicators! To tell the truth, there are many customers who can meet this standard, and the natural gold content is not high. There are great differences between banks. Generally speaking, the bigger the bank, the higher the requirements. People generally trust big banks, and small banks must provide better conditions to compete.

China construction bank

(1) Divide VIP customers into head office-level platinum card customers and branch-level gold card customers. Platinum card customers of the head office need to meet the following conditions: the monthly deposit in CCB reaches 500,000 yuan; Personal loans reached 6,543,800 yuan; Purchase 500,000 yuan of government bonds, insurance and funds; For two consecutive years, the annual shopping consumption of credit cards reached 654.38+10,000 yuan; The monthly turnover of personal foreign exchange transactions is $800,000.

(2) Branch-level gold card customers need to meet one of the following conditions: the monthly deposit in CCB reaches 200,000 yuan; Personal loans reached 500,000 yuan; Purchase 200,000 yuan of government bonds, insurance and funds; For two consecutive years, the annual shopping consumption of credit cards reached 654.38+10,000 yuan; The monthly turnover of personal foreign exchange transactions is $400,000.

ICBC's "wealth management account" is mainly aimed at customers who have deposited more than 300,000 yuan in ICBC.

China bank customers who enjoy "China Bank's excellent financial services" must meet one of the following conditions: the average annual deposit balance in China bank reaches 300,000 yuan; A single mortgage amount of 500,000 yuan or a single car loan amount of 200,000 yuan or multiple loans totaling 500,000 yuan; The single amount of insurance and fund purchase reaches 300,000 yuan or the total amount reaches 500,000 yuan; The total annual consumption of BOC Great Wall electronic debit cards, credit cards, ATM cards, Pengcheng cards and international cards reached 654.38+10,000 yuan; The annual comprehensive profit contribution of various businesses handled by BOC reached 6,543,800 yuan; Or other business volume and assets in BOC reach the same level.

Precautions:

Users must have a good personal credit record if they want to be quality customers. A good credit record is a prerequisite for all banks to provide quality customers. If a customer has been tainted with malicious overdraft, illegal cash withdrawal and overdue repayment for many times in the archives of the central bank or commercial banks, even if the customer's qualifications are excellent, it is difficult to obtain the honor of a quality customer.

If users want to become high-quality customers, they must have a relatively strong economic foundation. If credit record is the basic condition of quality customers, then financial assets are the key to becoming quality customers. Whether a customer can be classified as a high-quality customer mainly depends on how high the customer contributes to the bank's profits.