1. Different business scope: Nanjing Bank is a local bank established in Nanjing, Jiangsu Province, mainly serving local enterprises and individual customers. Nanyin Faba Consumer Finance Co., Ltd. is a consumer finance company jointly funded by Bank of Nanjing and BNP Paribas, covering consumer finance, credit cards, personal housing mortgage loans and other financial services.

2. Focus on different areas: In the development process, Nanjing Bank focused on expanding business areas, strengthening financial innovation, and constantly introduced various types of characteristic financial products and services to meet the needs of different customers, while Nanyin Faba Consumer Finance Co., Ltd., as a consumer finance company, mainly focused on consumer finance, with relatively few product types.