1.In 2022, the interest rate of three-year certificates of deposit of rural banks reached 3.5%.

If it takes five years, it will reach 3.8%. The initial amount should be above 654.38+10,000. Then the interest you can get is calculated in five years, which is 65438+ 10,000 × 3.8% = 3,800 yuan. The total interest earned in five years is 3800 yuan multiplied by five years, which is equal to 19000 yuan.