Hello, according to the regulations of SAFE, the nature of funds related to trade payment cannot be accounted for, and the funds equivalent to more than 3000 US dollars (inclusive) can only be accounted for after successful declaration. After receiving foreign currency, you can make self-declaration in online banking. After posting, you can choose whether to convert foreign currency into RMB. Need to remind you that according to the regulations of the State Administration of Foreign Exchange, the foreign exchange savings accounts of domestic residents shall not be used for foreign exchange settlement of enterprises in principle. Remittances from overseas companies to domestic individuals cannot be recorded in the following cases in principle:

1. The other party is a securities company or an investment company;

2. Remittance postscript can be regarded as trade payment;

3. The payee declares that the money belongs to capital or trade payment;

4. Other funds that the local foreign capital management department thinks cannot be accounted for.

If your money does not belong to foreign exchange for trade and investment, it can generally be recorded, but our bank will also review the authenticity and legality of this money.

If you have any questions or comments, please log on to online customer service /cmu/icslogin.aspx? from = B& amp； Logincmu=0 for consultation, and we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!