Handling fee. According to the Mongolian Commercial Bank’s announcement on charging SMS notification service fees for account changes, the service fee for “SMS notification of account changes” is 2 yuan/month/account and is classified as a handling fee. Mongolian Commercial Bank is jointly managed by the Deposit Insurance Fund Management Company and China Construction Bank. , Huishang Bank, the Finance Department of the Inner Mongolia Autonomous Region, the Finance Bureau of Baotou City, and some powerful state-owned enterprises jointly initiated the establishment.