CITIC Bank JD.COM Baitiao Credit Card is a credit card jointly launched by CITIC Bank and JD Finance. Let me introduce the application conditions and methods of CITIC Bank's JD.COM White Strip Credit Card:
The application conditions of CITIC Bank's credit card are that the applicant must be a natural person aged 18-60, have full capacity for civil conduct, have a legal work unit, have a stable income source and have a good credit standing, and can apply for a personal credit card master card from CITIC Bank with his valid identity documents.
Personal card holders can apply for supplementary cards for other natural persons; Age requirement of supplementary card: 16-65 years old. You must be an immediate family member to handle it.
network application
1. Bring my second-generation ID card and relevant personal data to the outlet for handling.
2. Get the application form and fill it out truthfully.
3. Fill in and confirm the information, and sign in the signature column.
4. Submit the application form and attach relevant personal information.
Online application
1. Log in to CITIC Credit Card official website and select the card to be processed.
2. Click CITIC Bailian Card and select Credit Card Application.
3. Fill in the relevant information truthfully on the website.
4. After completing the form, confirm whether the information is accurate, and then click Submit.
How to use CITIC Bank Platinum Credit Card?
If users have no special requirements, they can use a credit card gold card. Generally, the annual fee of platinum card cannot be reduced or exempted, or the threshold for reduction is very high. However, if the user handles the platinum card under the misleading situation of bank customer service, he can apply for cancellation for free, without paying the annual fee, and only need to handle it within one month after issuing the card.
It is possible for CITIC Credit Card to upgrade the gold card to the platinum card, but the specific promotion amount is determined by CITIC Bank according to the cardholder's card habits, repayment ability, credit qualification and other factors. For example, if the cardholder repays the loan on time and never fails, there is a great chance that the gold card will be upgraded to a platinum card. However, if it is overdue, it is a small amount of credit card consumption every month, which may not be able to raise the amount. At the same time, the requirements for upgrading a gold card to a platinum card are usually stricter. If you can submit certain financial certificates, such as real estate license, automobile title certificate, bank deposit, wealth management products, etc. Then there is a great chance that a gold card can be upgraded to a platinum card to increase the quota.
Upgrading CITIC Credit Card to Platinum Card may not necessarily increase the quota. Because the maximum amount of gold cards in CITIC is 50,000, although most of CITIC's platinum cards have a minimum amount of 50,000, some platinum cards (such as CITIC Platinum 1) still have a minimum amount of 3,000. Therefore, even if you are promoted to the platinum card quota, your quota may only be flat or even lower than the original gold card quota.
About China CITIC Bank
1On February 28th, 987, the General Office of the State Council approved the establishment of CITIC Industrial Bank. On March 7, 2007, the People's Bank of China approved the establishment of CITIC Industrial Bank. On April 10, the People's Bank of China issued the financial business license of CITIC Industrial Bank. On April 14, Rong Yiren, Chairman of CITIC Company and Honorary Chairman of CITIC Industrial Bank, held a press conference and announced that the former banking department of CITIC Company was changed to "CITIC Industrial Bank" with the approval of the People's Bank of the State Council and China. CITIC Industrial Bank opened in April. On April 2 1, the State Administration of Foreign Exchange approved the foreign exchange business scope of CITIC Industrial Bank. On April 22nd, the State Administration of Foreign Exchange issued a foreign exchange business license to CITIC Industrial Bank. On April 29th, the State Administration for Industry and Commerce issued the industrial and commercial business license of CITIC Industrial Bank. On May 17, Xinhua News Agency announced the opening of CITIC Industrial Bank. On September 16, CITIC Bank held an official opening reception in Beijing International Building.
Is CITIC White Bar Co-branded Card a credit card?
The word "credit" does not appear in the name of CITIC White-Striped Co-branded Card. Many card users think that it is not a credit card, which is a very wrong cognition. This card is a credit card of JD.COM and China CITIC Bank, which is most suitable for use in JD.COM Mall. Let's get to know each other.
1. CITIC White Bar Co-branded Card is a kind of credit card.
When judging whether a card is a credit card, we usually carefully check whether it has three signs of a credit card. One is whether the front of the card is valid, the other is whether there is pinyin indicating the cardholder's name, and the other is whether there is a three-digit security code on the back of the card.
The cards of CITIC White-Striped Co-branded Cards are all "white". Jingdong Finance, China CITIC Bank and UnionPay used the silver logo for the first time, and the IC chip on the card version was also silver. The front of the card is printed with the expiration date of the card and the pinyin of the cardholder's name, and there is a three-digit security code on the back, which shows that this is indeed a credit card.
2. What are the special rights and interests of CITIC White Bar Co-branded Card?
1. CITIC White Bar Co-branded Card is a cooperative credit card between CITIC Bank and JD.COM. Different from other credit cards, the credit limit is influenced by CITIC Bank and JD.COM. For example, if the applicant is a white user, the quota will be higher than others.
2. CITIC White Bar Co-branded Card, located at the level of gold card of CITIC Bank, can enjoy the treatment of dragon card gold card as soon as it is opened, which is not enjoyed by ordinary credit card holders.
3. In addition to the treatment of CITIC Gold Card, CITIC White Bar Co-branded Card can also enjoy the privilege of service in JD.COM. You can exchange points for steel and cash out directly in JD.COM Mall.
(White bars are free of installment shopping; 1000 yuan flight delay insurance)
What should I do before using CITIC Bank's credit card?
I. Inquiry on the progress of credit card application of CITIC Bank
Two. CITIC Bank Credit Card Activation Mode
Three. Setting and Modification of Credit Card Password of CITIC Bank
Inquiry on the progress of credit card application of CITIC Bank
Users can query the credit card application progress of CITIC Bank in four ways: online banking inquiry, customer service telephone inquiry, SMS inquiry and mobile phone client inquiry. The specific query method is as follows:
1. One of the ways to inquire about the credit card application progress of CITIC Bank-online banking inquiry.
Step 1: Log in to the Credit Card Center page of CITIC Bank (click the function of "Credit Card Application Progress Query" in the online business hall on the right;
Step 2: After entering the credit card application progress inquiry page, click the "online inquiry" function;
Step 3: After entering the online credit card application progress page, select the certificate type and enter the relevant certificate number to query the credit card application progress of CITIC Bank.
Note: You can query all your application records in CITIC Bank (including the records of unsuccessful application) through this function.
Second, the inquiry method of CITIC Bank's credit card application progress-customer service telephone inquiry
Call the 24-hour customer service telephone number of CITIC Bank: 40088-95558, select the language, press "2" to inquire about the service, press "1" to inquire about the credit card application progress of CITIC Bank, and then follow the prompts to inquire about the credit card application progress.
3. One of the ways to inquire about the credit card application progress of CITIC Bank-SMS inquiry.
Edit the short message: SQJD ID number, and send it to 106980095558 to check the progress of credit card application of CITIC Bank.
Charge Description: Users of China Mobile, China Unicom and China Telecom send SMS to 106980095558, and only need to pay the SMS sending fee to the operator, and the SMS replied by CITIC is free.
Four. One of the ways to inquire about the progress of credit card application of CITIC Bank-mobile phone client inquiry.
Step 1: You can scan the QR code in CITIC Bank and download the mobile card space of the exclusive mobile phone client of CITIC Credit Card;
Step 2: After the installation is completed, open the login dynamic card space and click to enter the self-help column;
Step 3: Select the application progress query menu;
Step 4: Inquire about the credit card application progress of CITIC Bank according to the correct operation process.
CITIC Bank Credit Card Activation Mode
I. Credit card activation mode of CITIC Bank-SMS activation
When applying for a credit card, use the mobile phone number registered by the bank, edit the short message "the last four digits of kk home phone number" (such as kk00008888) or edit the short message "the last four digits of kk ID number" (such as kk0000 123456) and send it to/KLOC-0 10698095558.
Charge Description: Users of China Mobile, China Unicom and China Telecom send SMS to 106980095558, and only need to pay the SMS sending fee to the operator, and the SMS replied by CITIC is free.
Two. One of Credit Card Activation Methods of CITIC Bank-Online Banking Activation
Step 1: You can log on to the credit card website of CITIC Bank and select "Credit Card Opening" under the online business hall.
Step 2: After entering the "Credit Card Opening" guidance page, click the "Online Banking Card Opening" function;
Step 3: After entering the "Online Banking Card Opening" page, follow the prompts, enter the relevant ID number and other information to activate your card.
Three. CITIC Bank Credit Card Activation Method-Customer Service Phone Activation
Cardholders can use the telephone registered in the Credit Card Center of CITIC Bank to call the 24-hour customer service telephone number of CITIC Bank: 95558 or 400-889-5558, and enter the relevant ID number according to the voice prompts to activate your card.
Four. CITIC Bank Credit Card Activation-Mobile Client Activation
Step 1: You can scan the QR code on the website of CITIC Bank and download the mobile card space of the exclusive mobile phone client of CITIC Credit Card;
Step 2: After the installation is completed, open the login dynamic card space and click to enter the self-help column;
Step 3: Select the "I want to open the card" function;
Step 4: Activate the credit card according to the correct operation process.
Tips:
1. After you activate your credit card through SMS or online banking, you can use it for consumption normally; If you need to use the credit card cash withdrawal function, please refer to the credit card password setting of CITIC Bank to set your cash withdrawal password (also called "transaction password").
2. The consumption pattern is your credit card consumption confirmation method. Except for the initial consumption mode of CITIC Blue Card, the default consumption mode of other credit cards of CITIC Bank is "signature". You can refer to "CITIC Bank Credit Card Password Settings" to modify the credit card consumption pattern.
Setting and Modification of Credit Card Password of CITIC Bank
I. Introduction to the application of credit card transaction password of CITIC Bank
The credit card transaction password of CITIC Bank is used in the process of credit card inquiry, cash withdrawal and credit card consumption, and it is a means for the system to identify the identity of the cardholder. The specific functions are as follows:
1, cash withdrawal by credit card;
2. In the "password signature" mode, swipe your card on the POS machine with UnionPay logo.
Two. Password Settings for Credit Card Transactions of CITIC Bank
You can call: 40088-95558 to set/modify/reset the transaction password through the automatic voice service;
It can also be modified at any ATM of China CITIC Bank.
If you forget the credit card transaction password, you can call: 40088-95558 and reset the credit card transaction password through the menu "Personal Data Modification and Transaction Password Settings".
Three. Credit card consumption pattern setting of CITIC Bank
The credit card consumption mode of CITIC Bank is the transaction confirmation mode when the cardholder uses the credit card to spend at the POS machine. CITIC Credit Card has two consumption patterns:
"Signature" consumption mode: After spending by credit card, the cardholder signs the POS purchase slip to confirm the transaction.
"Password signature" consumption mode: When using a credit card to swipe a card at UnionPay POS, POS will ask the cardholder to enter the transaction password to verify the cardholder's identity, and after the transaction is successful, the cardholder needs to sign a purchase order at POS to confirm the transaction.
Unless otherwise specified, the initial status of consumption mode of CITIC Credit Card is "signature" by default (Note: the initial status of CITIC Blue Card is "password signature" by default. ), you can set the credit card consumption mode in the following ways:
1, call: 40088-95558, and modify through self-service voice service;
2. Log in to CITIC Credit Card Online Banking for self-modification;
3. Log in to the personal online banking of CITIC Bank to modify it.
How to use the Platinum Card of CITIC Bank?
The role of CITIC Bank Platinum Card:
1. provides two guarantees for flight delays. Cardholders can get compensation up to 1000 yuan for flight delay of 2 hours, and up to 2000 yuan for flight delay of 4 hours.
2. Exclusive VIP channel service
Exclusive financial management place, distinguished and private, CITIC VIP financial management center and VIP room, advanced, private, exclusive and comfortable, where you can enjoy financial management services.
3. VIP discount service counter is preferred.
Wealth management treasure platinum card holders or platinum credit card holders enjoy preferential services when handling business at the counter. Including preferential services such as giving priority to business and reducing relevant fees, such as exemption from annual fee and bill service fee, loss reporting fee, overseas emergency cash withdrawal fee and account management fee during promotion period.
4. VIP boarding service at the airport
Customers (wealth management treasure platinum card holders or platinum credit card holders) can enjoy VIP boarding service at the contracted airport for free. Including: enjoy VIP lounge waiting, special security channel, special person to check in, luggage consignment and other services.
5. Free travel traffic accident insurance
Customers (wealth management treasure platinum card holders or platinum credit card holders) can get up to 6,543,800 yuan of accident insurance free of charge by paying tickets for airplanes, ships, trains or automobiles with CITIC wealth management treasure platinum card, or paying 80% or more of the tour fare, and their spouses and children in the same industry can enjoy protection.
Extended data
With the CITIC Bank Platinum Card, you can enjoy the following benefits:
1. health care service: when you need to be hospitalized, you can register directly in the VIP area of the hospital, you can also enjoy medical guidance directly without making an appointment, or you can rest in the VIP lounge of the hospital;
2. Free medical insurance for accidental hospitalization: CITIC Bank provides free medical insurance service for platinum card users, and can also enjoy the medical insurance premium for accidental hospitalization up to 65,438 yuan+0,000 yuan.
3. Legal consulting services: CITIC Bank provides unlimited free legal consulting services for platinum card users;
4. Financial planning service: If you hold a credit platinum card, CITIC Bank will also provide you with professional financial consulting services to help you maintain and increase the value of your assets.