Alipay can only be used normally after the real-name authentication is successful. If your Alipay has real-name authentication, you can use the transfer function without binding the bank card. Do this when transferring money. Click the Transfer button, enter the cardholder's name, bank card number and transfer amount, and choose your payment method. Then enter your payment password and the transfer will be successful. There is no limit.

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chapter five

Account and transaction management

Article 28

Individuals applying for bank cards (except stored-value cards) shall provide their valid identity documents specified by the public security department to the issuing bank, and open a registered account for them after passing the examination by the issuing bank; To open a basic deposit account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.

Article 29

The funds in the RMB card account of the company are transferred out of basic deposit account and deposited, and cash is not allowed to be accessed, and the sales income is not allowed to be deposited in the company card account.

Article 30

The funds in the unit's foreign currency card account shall be transferred and deposited in the unit's foreign exchange account, and foreign currency cash shall not be accessed in China. Its foreign exchange account shall meet the following conditions:

(a) in line with the relevant provisions of the people's Bank of China on the management of domestic foreign exchange accounts;

(2) There are corresponding payment contents within the income and expenditure range of its foreign exchange account.

Article 31

The funds in an individual RMB card account are deposited with the cash held by him or transferred with his salary, personal legal labor remuneration, investment return and other income.

Article 32

The funds in the personal foreign currency card account are deposited in the foreign currency cash held by the individual or transferred from his foreign currency account (including foreign currency account). The transfer and deposit of this account shall be handled in accordance with the Measures for the Administration of Personal Foreign Exchange of the State Administration of Foreign Exchange. The withdrawal of foreign currency cash from personal foreign currency cards in China should be handled in accordance with China's personal foreign exchange management system.

Article 33

In principle, foreign currency cards shall not be used for foreign currency pricing and settlement in China except in the scope and areas designated by the State Administration of Foreign Exchange.

Article 34

The cardholder can apply for account cancellation after paying off all the transaction funds, overdraft principal and interest and related expenses. When closing an account, the funds in the RMB card account of the Company shall be transferred to its basic deposit account, and the funds in the foreign currency card account of the Company shall be transferred back to the corresponding foreign exchange account, and no cash shall be withdrawn.

Article 35

The unit RMB card can handle the settlement of commodity trading and labor supply, but it is not allowed to overdraw; Exceeding the starting point stipulated by the People's Bank of China, it shall be transferred by the local branch of the People's Bank of China.